CONDENSED CONSOLIDATED STATEMENTS OF INCOME (USD $)	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest and dividend income
Loans, including fees	$ 1,714,892	$ 2,100,364	$ 3,591,366	$ 4,253,369
Securities	137,710	174,501	294,599	349,695
Federal funds sold and other income	7,984	11,880	18,313	23,615
Total interest income	1,860,586	2,286,745	3,904,278	4,626,679
Interest expense
Deposits	252,138	356,395	531,050	760,668
Repurchase agreements, federal funds purchased, and other debt	14,512	21,629	29,726	39,019
Federal Home Loan Bank advances and notes payable	55,321	106,865	88,038	214,844
Total interest expense	321,971	484,889	648,814	1,014,531
Net Interest Income	1,538,615	1,801,856	3,255,464	3,612,148
Provision for loan losses	0	0	0	75,035
Net Interest Income After Provision for Loan Losses	1,538,615	1,801,856	3,255,464	3,537,113
Non-interest income
Service charges on deposit accounts	161,852	174,598	311,303	338,808
Mortgage loan referral fees	0	11,162	0	14,441
Gain on sale of loans	59,921	64,843	127,164	102,932
Gain on sale of securities	0	0	0	2,856
Gain (loss) on sale of foreclosed assets	44,377	6,364	44,377	(42,433)
Gain on sale of premises and equipment	0	208,389	1,000	208,389
Gain on the extinguishment of debt	0	0	5,262,653	0
Other	160,449	109,444	316,725	251,453
Total non-interest income	426,599	574,800	6,063,222	876,446
Non-interest expense
Salaries and employee benefits	912,135	918,958	1,827,045	1,888,722
Occupancy	149,239	158,642	316,269	321,485
Furniture and equipment	92,156	102,814	198,199	203,985
Advertising	9,100	13,472	24,111	27,352
Data processing	154,055	148,942	300,739	282,461
Professional services	114,164	72,456	204,812	148,108
Foreclosed asset impairment	101,141	93,878	108,740	185,020
FDIC insurance	51,227	178,373	224,068	362,241
Other	306,732	367,485	629,905	736,650
Total non-interest expense	1,889,949	2,055,020	3,833,888	4,156,024
Income Before Federal Income Taxes	75,265	321,636	5,484,798	257,535
Federal income tax expense	0	0	105,000	0
Net Income	$ 75,265	$ 321,636	$ 5,379,798	$ 257,535
Weighted average shares outstanding (in shares)	1,468,800	1,468,800	1,468,800	1,468,800
Diluted average shares outstanding (in shares)	1,468,800	1,468,800	1,468,800	1,468,800
Basic earnings per share (in Dollars per share)	$ 0.05	$ 0.22	$ 3.66	$ 0.18
Diluted earnings per share (in Dollars per share)	$ 0.05	$ 0.22	$ 3.66	$ 0.18