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SECURITIES AVAILABLE FOR SALE (Details 1) (USD $)
Jun. 30, 2013
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity  
Due in one year or less $ 6,026,911us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
Due from one to five years 16,636,377us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
Due from five to ten years 352,116us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
Due in more than ten years 0us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
Mortgage-backed and collateralized mortgage obligations - residential 12,765,077us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost
Available-for-sale Debt Securities, Amortized Cost Basis 35,780,481us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity  
Due in one year or less 6,074,835us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
Due from one to five years 16,687,725us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
Due from five to ten years 363,997us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
Due in more than ten years 0us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
Mortgage-backed and collateralized mortgage obligations - residential 12,710,567us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
Available-for-sale Securities, Debt Securities $ 35,837,124us-gaap_AvailableForSaleSecuritiesDebtSecurities