ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS (Details 2) (USD $)	3 Months Ended	12 Months Ended
	Mar. 31, 2013	Dec. 31, 2012
Accounts, Notes, Loans and Financing Receivable [Line Items]
With an related allowance recorded, Related Allowance	$ 1,240,691	$ 1,382,905
Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With an related allowance recorded, Recorded Investment	9,219,474	11,715,696
With an related allowance recorded, Unpaid Principal Balance	9,456,948	12,006,477
With an related allowance recorded, Related Allowance	1,599,749	1,810,376
Performing Financing Receivable [Member] | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	1,352,118	2,147,075
With no related allowance recorded, Unpaid Principal Balance	1,472,359	2,295,401
With an related allowance recorded, Recorded Investment	106,692	1,141,219
With an related allowance recorded, Unpaid Principal Balance	106,656	1,139,885
With an related allowance recorded, Related Allowance	36,168	104,727
Performing Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	2,332,622	2,662,984
With no related allowance recorded, Unpaid Principal Balance	2,397,940	2,739,027
With an related allowance recorded, Recorded Investment	4,551,997	4,659,866
With an related allowance recorded, Unpaid Principal Balance	4,563,541	4,675,981
With an related allowance recorded, Related Allowance	1,365,307	1,489,569
Performing Financing Receivable [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	0	0
With no related allowance recorded, Unpaid Principal Balance	0	0
With an related allowance recorded, Recorded Investment	0	0
With an related allowance recorded, Unpaid Principal Balance	0	0
With an related allowance recorded, Related Allowance	0	0
Performing Financing Receivable [Member] | Consumer Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	76,906	55,659
With no related allowance recorded, Unpaid Principal Balance	76,846	55,524
With an related allowance recorded, Recorded Investment	68,638	135,111
With an related allowance recorded, Unpaid Principal Balance	68,541	134,976
With an related allowance recorded, Related Allowance	67,930	40,180
Performing Financing Receivable [Member] | Consumer Other Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	30,495	26,221
With no related allowance recorded, Unpaid Principal Balance	30,495	26,221
With an related allowance recorded, Recorded Investment	114,028	104,829
With an related allowance recorded, Unpaid Principal Balance	113,869	104,664
With an related allowance recorded, Related Allowance	41,147	48,870
Performing Financing Receivable [Member] | Consumer Credit Card Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	0	0
With no related allowance recorded, Unpaid Principal Balance	0	0
With an related allowance recorded, Recorded Investment	2,690	0
With an related allowance recorded, Unpaid Principal Balance	2,690	0
With an related allowance recorded, Related Allowance	2,690	0
Performing Financing Receivable [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	124,336	208,178
With no related allowance recorded, Unpaid Principal Balance	157,001	240,491
With an related allowance recorded, Recorded Investment	458,952	574,554
With an related allowance recorded, Unpaid Principal Balance	467,010	594,307
With an related allowance recorded, Related Allowance	86,507	127,030
Performing Financing Receivable [Member] | Sub Total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	3,916,477	5,100,117
With no related allowance recorded, Unpaid Principal Balance	4,134,641	5,356,664
With an related allowance recorded, Recorded Investment	5,302,997	6,615,579
With an related allowance recorded, Unpaid Principal Balance	5,322,307	6,649,813
With an related allowance recorded, Related Allowance	1,599,749	1,810,376
Nonperforming Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With an related allowance recorded, Interest Income Recognized	10,614,705	369,644
With an related allowance recorded, Cash Basis Interest Recognized	86,754	294,061
With an related allowance recorded, Average Recorded Investment	85,223	13,252,818
Nonperforming Financing Receivable [Member] | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	1,912,112	2,413,625
With no related allowance recorded, Interest Income Recognized	13,394	66,634
With no related allowance recorded, Cash Basis Interest Recognized	12,981	56,123
With an related allowance recorded, Interest Income Recognized	733,604	65,446
With an related allowance recorded, Cash Basis Interest Recognized	9,614	38,083
With an related allowance recorded, Average Recorded Investment	9,257	1,510,788
Nonperforming Financing Receivable [Member] | Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	2,468,797	2,783,388
With no related allowance recorded, Interest Income Recognized	26,115	66,501
With no related allowance recorded, Cash Basis Interest Recognized	26,115	64,093
With an related allowance recorded, Interest Income Recognized	4,511,715	142,583
With an related allowance recorded, Cash Basis Interest Recognized	31,111	112,299
With an related allowance recorded, Average Recorded Investment	31,111	5,228,456
Nonperforming Financing Receivable [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	0	167,274
With no related allowance recorded, Interest Income Recognized	0	0
With no related allowance recorded, Cash Basis Interest Recognized	0	0
With an related allowance recorded, Interest Income Recognized	0	0
With an related allowance recorded, Cash Basis Interest Recognized	0	0
With an related allowance recorded, Average Recorded Investment	0	21,201
Nonperforming Financing Receivable [Member] | Consumer Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	109,721	46,916
With no related allowance recorded, Interest Income Recognized	292	9,177
With no related allowance recorded, Cash Basis Interest Recognized	292	5,228
With an related allowance recorded, Interest Income Recognized	118,341	3,897
With an related allowance recorded, Cash Basis Interest Recognized	954	3,431
With an related allowance recorded, Average Recorded Investment	774	176,507
Nonperforming Financing Receivable [Member] | Consumer Other Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	23,605	17,290
With no related allowance recorded, Interest Income Recognized	0	106
With no related allowance recorded, Cash Basis Interest Recognized	0	0
With an related allowance recorded, Interest Income Recognized	107,710	2,048
With an related allowance recorded, Cash Basis Interest Recognized	470	1,923
With an related allowance recorded, Average Recorded Investment	470	114,664
Nonperforming Financing Receivable [Member] | Consumer Credit Card Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	0	0
With no related allowance recorded, Interest Income Recognized	0	0
With no related allowance recorded, Cash Basis Interest Recognized	0	0
With an related allowance recorded, Interest Income Recognized	897	0
With an related allowance recorded, Cash Basis Interest Recognized	0	0
With an related allowance recorded, Average Recorded Investment	0	988
Nonperforming Financing Receivable [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	158,018	285,420
With no related allowance recorded, Interest Income Recognized	0	345
With no related allowance recorded, Cash Basis Interest Recognized	0	340
With an related allowance recorded, Interest Income Recognized	470,185	12,907
With an related allowance recorded, Cash Basis Interest Recognized	4,804	12,541
With an related allowance recorded, Average Recorded Investment	4,223	486,301
Nonperforming Financing Receivable [Member] | Sub Total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	4,672,253	5,713,913
With no related allowance recorded, Interest Income Recognized	39,801	142,763
With no related allowance recorded, Cash Basis Interest Recognized	39,388	125,784
With an related allowance recorded, Interest Income Recognized	5,942,452	226,881
With an related allowance recorded, Cash Basis Interest Recognized	46,953	168,277
With an related allowance recorded, Average Recorded Investment	$ 45,835	$ 7,538,905