ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS (Details 1) (USD $)	Mar. 31, 2013	Dec. 31, 2012	Mar. 31, 2012	Dec. 31, 2011
Allowance for loan losses:
Individually evaluated for impairment	$ 1,599,749	$ 1,810,376
Collectively evaluated for impairment	1,496,967	1,572,601
Unallocated	205,581	0
Total ending allowance balance	3,302,297	3,382,977	4,434,103	5,299,454
Loans:
Individually evaluated for impairment	9,219,474	11,715,696
Collectively evaluated for impairment	117,497,653	114,523,679
Total ending loans balance	126,717,127us-gaap_NotesReceivableNet	126,239,375us-gaap_NotesReceivableNet
Commercial Portfolio Segment [Member]
Allowance for loan losses:
Individually evaluated for impairment	36,168	104,727
Collectively evaluated for impairment	488,215	477,471
Unallocated	0	0
Total ending allowance balance	524,383	582,198	1,138,063	1,309,632
Loans:
Individually evaluated for impairment	1,458,810	3,288,294
Collectively evaluated for impairment	41,101,283	36,739,269
Total ending loans balance	42,560,093	40,027,563
Commercial Real Estate Portfolio Segment [Member]
Allowance for loan losses:
Individually evaluated for impairment	1,365,307	1,489,569
Collectively evaluated for impairment	707,449	776,733
Unallocated	0	0
Total ending allowance balance	2,072,756	2,266,302	2,486,708	3,386,433
Loans:
Individually evaluated for impairment	6,884,619	7,322,850
Collectively evaluated for impairment	49,828,691	49,391,498
Total ending loans balance	56,713,310	56,714,348
Consumer Portfolio Segment [Member]
Allowance for loan losses:
Individually evaluated for impairment	111,767	89,050
Collectively evaluated for impairment	218,261	242,409
Unallocated	0	0
Total ending allowance balance	330,028	331,459	513,260	410,001
Loans:
Individually evaluated for impairment	292,757	321,820
Collectively evaluated for impairment	10,885,245	11,329,495
Total ending loans balance	11,178,002	11,651,315
Residential Portfolio Segment [Member]
Allowance for loan losses:
Individually evaluated for impairment	86,507	127,030
Collectively evaluated for impairment	83,042	75,988
Unallocated	0	0
Total ending allowance balance	169,549	203,018	206,001	193,388
Loans:
Individually evaluated for impairment	583,288	782,732
Collectively evaluated for impairment	15,682,434	17,063,417
Total ending loans balance	16,265,722	17,846,149
Unallocated Financing Receivables [Member]
Allowance for loan losses:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	0	0
Unallocated	205,581	0
Total ending allowance balance	205,581	0	90,071	0
Loans:
Individually evaluated for impairment	0	0
Collectively evaluated for impairment	0	0
Total ending loans balance	$ 0	$ 0

Amount of unallocated allowance related to financing receivables under impairment method.

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A valuation allowance for financing receivables that are expected to be uncollectible.

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-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

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The valuation allowance for financing receivables that are expected to be uncollectible that were collectively evaluated for impairment.

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Amount of valuation allowance for financing receivables that are expected to be uncollectible that were individually evaluated for impairment.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

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The balance of financing receivables that were collectively evaluated for impairment.

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The balance of financing receivables that were individually evaluated for impairment.

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Net amount of the investment in a contractual right to receive money on demand or on fixed or determinable dates that is recognized as an asset in the creditor's statement of financial position. Examples include, but are not limited to, credit card receivables, notes receivable and receivables relating to lessor's rights to payments from leases other than operating leases that have been recorded as assets. Excludes trade accounts receivable with contractual maturity of one year or less and arose from the sale of goods or services.

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-Name Accounting Standards Codification

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