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SECURITIES AVAILABLE FOR SALE (Details 1) (USD $)
Mar. 31, 2013
Available-for-sale Securities, Debt Maturities, Amortized Cost Basis, Fiscal Year Maturity [Abstract]  
Due in one year or less $ 5,523,671us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
Due from one to five years 17,676,287us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
Due from five to ten years 1,062,404us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
Due in more than ten years 0us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
Mortgage-backed and collateralized mortgage obligations - residential 13,660,752us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost
Available-for-sale Debt Securities, Amortized Cost Basis 37,923,114us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis
Available-for-sale Securities, Debt Maturities, Fair Value, Fiscal Year Maturity [Abstract]  
Due in one year or less 5,578,947us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
Due from one to five years 17,906,076us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
Due from five to ten years 1,109,709us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
Due in more than ten years 0us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
Mortgage-backed and collateralized mortgage obligations - residential 13,853,848us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
Available-for-sale Securities, Debt Securities $ 38,448,580us-gaap_AvailableForSaleSecuritiesDebtSecurities