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CONDENSED CONSOLIDATED BALANCE SHEETS (USD $)
Mar. 31, 2013
Dec. 31, 2012
ASSETS    
Cash and due from financial institutions $ 2,093,442us-gaap_CashAndDueFromBanks $ 2,979,189us-gaap_CashAndDueFromBanks
Interest-bearing deposits in other financial institutions 21,418,199us-gaap_InterestBearingDepositsInBanks 17,317,926us-gaap_InterestBearingDepositsInBanks
Total cash and cash equivalents 23,511,641us-gaap_CashAndCashEquivalentsAtCarryingValue 20,297,115us-gaap_CashAndCashEquivalentsAtCarryingValue
Securities available for sale (at fair value) 38,448,580us-gaap_AvailableForSaleSecurities 41,460,396us-gaap_AvailableForSaleSecurities
Loans held for sale 5,270,597us-gaap_LoansReceivableHeldForSaleAmount 6,040,869us-gaap_LoansReceivableHeldForSaleAmount
Loans 126,320,598us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome 125,830,250us-gaap_LoansAndLeasesReceivableNetOfDeferredIncome
Less: Allowance for loan losses 3,302,297us-gaap_LoansAndLeasesReceivableAllowance 3,382,977us-gaap_LoansAndLeasesReceivableAllowance
Net loans 123,018,301us-gaap_LoansAndLeasesReceivableNetReportedAmount 122,447,273us-gaap_LoansAndLeasesReceivableNetReportedAmount
Federal Home Loan Bank stock (at cost) 450,800us-gaap_FederalHomeLoanBankStock 450,800us-gaap_FederalHomeLoanBankStock
Premises and equipment, net 9,362,015us-gaap_PropertyPlantAndEquipmentNet 9,420,886us-gaap_PropertyPlantAndEquipmentNet
Accrued interest receivable 584,029us-gaap_InterestReceivable 592,043us-gaap_InterestReceivable
Foreclosed assets 3,098,532us-gaap_ForeclosedAssets 2,806,781us-gaap_ForeclosedAssets
Other assets 954,871us-gaap_OtherAssets 715,200us-gaap_OtherAssets
Total assets 204,699,366us-gaap_Assets 204,231,363us-gaap_Assets
Deposits    
Non-interest-bearing 31,966,192us-gaap_NoninterestBearingDepositLiabilities 40,271,190us-gaap_NoninterestBearingDepositLiabilities
Interest-bearing 151,930,993us-gaap_InterestBearingDepositLiabilities 143,905,303us-gaap_InterestBearingDepositLiabilities
Total deposits 183,897,185us-gaap_Deposits 184,176,493us-gaap_Deposits
Federal funds purchased and repurchase agreements 10,174,229us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase 10,190,059us-gaap_FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
Subordinated debentures 4,500,000us-gaap_SubordinatedDebt 4,500,000us-gaap_SubordinatedDebt
Notes payable 1,280,000us-gaap_NotesPayable 5,000,000us-gaap_NotesPayable
Accrued expenses and other liabilities 858,753us-gaap_AccruedLiabilitiesCurrentAndNoncurrent 1,603,907us-gaap_AccruedLiabilitiesCurrentAndNoncurrent
Total liabilities 200,710,167us-gaap_Liabilities 205,470,459us-gaap_Liabilities
Shareholders' equity    
Preferred Stock, no par value: 1,000,000 shares authorized and none issued 0us-gaap_PreferredStockValue 0us-gaap_PreferredStockValue
Common Stock, no par value: 9,000,000 shares authorized; 1,468,800 issued and outstanding 13,296,691us-gaap_CommonStockValue 13,296,691us-gaap_CommonStockValue
Retained deficit (9,512,060)us-gaap_RetainedEarningsAccumulatedDeficit (14,816,593)us-gaap_RetainedEarningsAccumulatedDeficit
Accumulated other comprehensive income 204,568us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax 280,806us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax
Total shareholders' equity 3,989,199us-gaap_StockholdersEquity (1,239,096)us-gaap_StockholdersEquity
Total liabilities and shareholders' equity $ 204,699,366us-gaap_LiabilitiesAndStockholdersEquity $ 204,231,363us-gaap_LiabilitiesAndStockholdersEquity