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CAPITAL REQUIREMENTS AND RESTRICTIONS ON RETAINED EARNINGS (Details) (USD $)
Dec. 31, 2012
Dec. 31, 2011
Total Capital (Tier 1 and Tier 2) to risk-weighted assets of the Bank    
Actual Amount $ 10,760,348us-gaap_Capital $ 10,350,300us-gaap_Capital
Actual Ratio 7.88%us-gaap_CapitalToRiskWeightedAssets 6.40%us-gaap_CapitalToRiskWeightedAssets
Minimum Required For Capital Adequacy Purposes Amount 10,928,836us-gaap_CapitalRequiredForCapitalAdequacy 12,944,731us-gaap_CapitalRequiredForCapitalAdequacy
Minimum Required For Capital Adequacy Purposes Ratio 8.00%us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets 8.00%us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
Minimum Required Under Consent Order Amount 15,027,149us-gaap_CapitalRequiredToBeWellCapitalized 17,799,005us-gaap_CapitalRequiredToBeWellCapitalized
Minimum Required Under Consent Order Ratio 11.00%us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets 11.00%us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
Tier 1 (Core) Capital to risk-weighted assets of the Bank    
Actual Amount 9,032,034us-gaap_TierOneRiskBasedCapital 8,287,231us-gaap_TierOneRiskBasedCapital
Actual Ratio 6.61%us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets 5.12%us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets
Minimum Required For Capital Adequacy Purposes Amount 5,464,418us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy 6,472,366us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy
Minimum Required For Capital Adequacy Purposes Ratio 4.00%us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets 4.00%us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
Tier 1 (Core) Capital to average assets of the Bank    
Actual Amount 9,032,034us-gaap_TierOneLeverageCapital 8,287,231us-gaap_TierOneLeverageCapital
Actual Ratio 4.53%us-gaap_TierOneLeverageCapitalToAverageAssets 3.79%us-gaap_TierOneLeverageCapitalToAverageAssets
Minimum Required For Capital Adequacy Purposes Amount 7,976,194us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy 8,756,307us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy
Minimum Required For Capital Adequacy Purposes Ratio 4.00%us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets 4.00%us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
Minimum Required Under Consent Order Amount $ 16,949,413us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized $ 18,607,152us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized
Minimum Required Under Consent Order Ratio 8.50%us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets 8.50%us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets