CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Cash flows from operating activities
Net income (loss)	$ 267,838	$ (2,467,409)
Adjustments to reconcile net income (loss) to net cash from operating activities:
Provision for loan losses	75,035	2,483,640
Depreciation	397,832	522,212
Net amortization of securities	320,645	258,365
Net realized gain on sale of securities	(21,522)	(3,288)
Net realized gain on sale of loans	(283,653)	(295,961)
Net realized gain on sale of premises and equipment	(220,889)	0
Net realized (gain) loss on sale of foreclosed assets	57,204	(192,176)
Foreclosed asset impairment	380,084	1,047,644
Originations of loans for sale	(15,608,064)	(18,157,446)
Proceeds from loan sales	15,385,831	14,181,687
Deferred federal income tax benefit, net of change in valuation allowance	0	(103,669)
Net change in:
Accrued interest receivable and other assets	(174,576)	217,247
Accrued interest payable and other liabilities	392,205	335,964
Net cash from (used in) operating activities	967,970	(2,173,190)
Cash flows from investing activities
Sales	1,652,411	820,285
Maturities, prepayments and calls	11,231,294	13,800,337
Purchases	(20,157,673)	(12,638,990)
Loan originations and payments, net	20,587,970	12,491,304
Redemption of Federal Home Loan Bank stock	0	29,000
Proceeds from the sale of premises and equipment	1,011,024	0
Additions to premises and equipment, net	(203,988)	(52,901)
Proceeds from the sale of foreclosed assets	1,281,968	367,841
Net cash from investing activities	15,403,006	14,816,876
Cash flows from financing activities
Net change in deposits	(7,368,743)	(27,717,941)
Net change in federal funds purchased and repurchase agreements	2,375,314	353,950
Net cash used in financing activities	(4,993,429)	(27,363,991)
Net change in cash and cash equivalents	11,377,547	(14,720,305)
Beginning cash and cash equivalents	8,919,568	23,639,873
Ending cash and cash equivalents	20,297,115	8,919,568
Supplemental cash flow information:
Cash paid during the period for interest	1,470,959	2,960,854
Transfers from loans to foreclosed assets	1,352,547	1,544,993
Foreclosed asset sales financed by the Bank	$ 103,348	$ 427,440