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DEPOSITS (Details Textual) (USD $)
Dec. 31, 2012
Dec. 31, 2011
Time Deposits, $100,000 or More $ 10,002,735us-gaap_TimeDeposits100000OrMore $ 16,673,219us-gaap_TimeDeposits100000OrMore
Interest-bearing Domestic Deposit, Brokered $ 0us-gaap_InterestBearingDomesticDepositBrokered $ 3,462,000us-gaap_InterestBearingDomesticDepositBrokered