LOANS (Details 4) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Accrued Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	$ 131,315	$ 875,045
60-89 Days Past Due	130,108	394,108
Greater Than 90 Days Past Due	0	26,901
Total Past Due Loans	261,423	1,296,054
Loans, Current	122,157,253	142,560,465
Total Recorded Investment	122,418,676	143,856,519
Accrued Loans [Member] | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	1,956	576,736
60-89 Days Past Due	0	48,273
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	1,956	625,009
Loans, Current	39,446,297	48,278,897
Total Recorded Investment	39,448,253	48,903,906
Accrued Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	97,605	197,488
60-89 Days Past Due	0	243,075
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	97,605	440,563
Loans, Current	50,407,903	58,837,045
Total Recorded Investment	50,505,508	59,277,608
Accrued Loans [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	0
Loans, Current	3,547,993	2,649,673
Total Recorded Investment	3,547,993	2,649,673
Accrued Loans [Member] | Consumer Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	26,037	11,052
60-89 Days Past Due	44,866	102,760
Greater Than 90 Days Past Due	0	21,002
Total Past Due Loans	70,903	134,814
Loans, Current	8,987,372	13,194,317
Total Recorded Investment	9,058,275	13,329,131
Accrued Loans [Member] | Consumer Other Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	3,707	8,817
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	3,707	8,817
Loans, Current	1,949,808	2,306,281
Total Recorded Investment	1,953,515	2,315,098
Accrued Loans [Member] | Consumer Credit Card Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	2,010	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	5,899
Total Past Due Loans	2,010	5,899
Loans, Current	488,792	521,959
Total Recorded Investment	490,802	527,858
Accrued Loans [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	80,952
60-89 Days Past Due	85,242	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	85,242	80,952
Loans, Current	17,329,088	16,772,293
Total Recorded Investment	17,414,330	16,853,245
Non Accrued Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	17,372	4,826
60-89 Days Past Due	322,451	69,065
Greater Than 90 Days Past Due	929,083	2,505,067
Total Past Due Loans	1,268,906	2,578,958
Loans, Current	2,646,751	4,020,358
Total Recorded Investment	3,915,657	6,599,316
Non Accrued Loans [Member] | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	8,958	0
60-89 Days Past Due	20,469	2,478
Greater Than 90 Days Past Due	320,592	1,172,890
Total Past Due Loans	350,019	1,175,368
Loans, Current	210,153	161,434
Total Recorded Investment	560,172	1,336,802
Non Accrued Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	8,414	0
60-89 Days Past Due	280,399	0
Greater Than 90 Days Past Due	406,792	869,398
Total Past Due Loans	695,605	869,398
Loans, Current	2,248,488	3,686,846
Total Recorded Investment	2,944,093	4,556,244
Non Accrued Loans [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	406,090
Total Past Due Loans	0	406,090
Loans, Current	0	0
Total Recorded Investment	0	406,090
Non Accrued Loans [Member] | Consumer Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	4,826
60-89 Days Past Due	21,583	66,587
Greater Than 90 Days Past Due	0	48,230
Total Past Due Loans	21,583	119,643
Loans, Current	79,628	0
Total Recorded Investment	101,211	119,643
Non Accrued Loans [Member] | Consumer Other Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	6,050	8,459
Total Past Due Loans	6,050	8,459
Loans, Current	0	0
Total Recorded Investment	6,050	8,459
Non Accrued Loans [Member] | Consumer Credit Card Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	0
Loans, Current	0	0
Total Recorded Investment	0	0
Non Accrued Loans [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	195,649	0
Total Past Due Loans	195,649	0
Loans, Current	108,482	172,078
Total Recorded Investment	$ 304,131	$ 172,078