CONSOLIDATED STATEMENTS OF CASH FLOW (USD $)	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash flows from operating activities
Net income (loss)	$ 259,482	$ (1,941,901)
Adjustments to reconcile net income (loss) to net cash from operating activities:
Provision for loan losses	75,035	1,547,118
Depreciation and amortization	301,960	397,871
Net amortization of securities	229,564	185,213
Net realized gain on sale of securities	(2,856)	(3,288)
Net realized gain on sale of loans	(208,387)	(194,883)
Net realized gain on sale of premises and equipment	(208,389)	0
Net realized (gain) loss on sale of foreclosed assets	40,058	(196,018)
Foreclosed asset impairment	277,448	1,038,725
Originations of loans for sale	(11,657,459)	(12,687,831)
Proceeds from loan sales	11,364,365	7,934,274
Net change in:
Accrued interest receivable and other assets	(363,947)	178,659
Accrued interest payable and other liabilities	272,295	115,712
Net cash from (used in) operating activities	379,169	(3,626,349)
Activity in available for sale securities:
Sales	257,997	820,285
Maturities, prepayments and calls	8,331,960	11,892,365
Purchases	(12,441,742)	(12,638,990)
Loan originations and payments, net	21,481,939	9,423,390
Redemption of Federal Home Loan Bank stock	0	29,000
Proceeds from the sale of premises and equipment	998,524	0
Additions to premises and equipment, net	(156,328)	(47,618)
Proceeds from the sale of foreclosed assets	1,137,080	283,883
Net cash from investing activities	19,609,430	9,762,315
Cash flows from financing activities
Net change in deposits	(2,251,104)	(19,938,898)
Net change in federal funds purchased and repurchase agreements	778,463	2,321,594
Net cash used in financing activities	(1,472,641)	(17,617,304)
Net change in cash and cash equivalents	18,515,958	(11,481,338)
Beginning cash and cash equivalents	8,919,568	23,639,873
Ending cash and cash equivalents	27,435,526	12,158,535
Supplemental cash flow information:
Cash paid during the period for interest	1,156,813	2,391,758
Transfers from loans to foreclosed assets	1,243,347	876,597
Foreclosed asset sales financed by the Company	$ 72,068	$ 427,440