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Additions of other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This excludes real estate assets taken in settlement of troubled loans through surrender or foreclosure.

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FAIR VALUE MEASUREMENTS (Details Textual) (USD $)	3 Months Ended		9 Months Ended
FAIR VALUE MEASUREMENTS (Details Textual) (USD $)	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011	Dec. 31, 2011	Mar. 31, 2011
Impaired Financing Receivable, with Related Allowance, Recorded Investment	$ 5,537,693		$ 5,537,693		$ 7,528,841
Impaired Financing Receivable, Related Allowance	1,605,902		1,605,902		2,902,547
Additional Collateral, Aggregate Fair Value	636,000		636,000
Provision for Loan and Lease Losses	0us-gaap_ProvisionForLoanAndLeaseLosses	344,692us-gaap_ProvisionForLoanAndLeaseLosses	75,035us-gaap_ProvisionForLoanAndLeaseLosses	1,547,118us-gaap_ProvisionForLoanAndLeaseLosses
Repossessed Assets	2,993,531us-gaap_ForeclosedAssets		2,993,531us-gaap_ForeclosedAssets		3,276,838us-gaap_ForeclosedAssets
Asset Impairment Charges			277,448us-gaap_AssetImpairmentCharges
Other Real Estate, Additions			1,243,347us-gaap_OtherRealEstateAdditions
Property, Plant and Equipment [Member] \| Minimum [Member]
Fair Value Inputs, Discount Rate			0.00%
Property, Plant and Equipment [Member] \| Maximum [Member]
Fair Value Inputs, Discount Rate			40.00%
Selling Costs [Member] \| Minimum [Member]
Fair Value Inputs, Discount Rate			2.00%
Selling Costs [Member] \| Maximum [Member]
Fair Value Inputs, Discount Rate			15.00%
Appraisal [Member] \| Minimum [Member]
Fair Value Inputs, Discount Rate			10.00%
Appraisal [Member] \| Maximum [Member]
Fair Value Inputs, Discount Rate			30.00%
Impaired Loans [Member]
Provision for Loan and Lease Losses			(1,297,000)
Two Federal Agency Securities [Member]
Fair Value, Assets, Level 1 to Level 2 Transfers, Amount						$ 991,568