SECURITIES AVAILABLE FOR SALE (Details) (USD $)	Sep. 30, 2012	Dec. 31, 2011
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	$ 37,508,924	$ 33,883,847
Available-for-sale Securities, Gross Unrealized Gains	726,073	706,334
Available-for-sale Securities, Gross Unrealized Losses	(26,459)	(18,078)
Available-for-sale Securities	38,208,538us-gaap_AvailableForSaleSecurities	34,572,103us-gaap_AvailableForSaleSecurities
US Government and federal agency [Memer]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	18,528,866	15,341,362
Available-for-sale Securities, Gross Unrealized Gains	282,751	239,037
Available-for-sale Securities, Gross Unrealized Losses	(81)	(7,811)
Available-for-sale Securities	18,811,536	15,572,588
Municipals [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	2,262,070	2,767,463
Available-for-sale Securities, Gross Unrealized Gains	88,604	123,957
Available-for-sale Securities, Gross Unrealized Losses	0	0
Available-for-sale Securities	2,350,674	2,891,420
Mortgage-backed and collateralized mortgage obligations- residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	12,167,411	11,733,141
Available-for-sale Securities, Gross Unrealized Gains	297,248	317,565
Available-for-sale Securities, Gross Unrealized Losses	(26,378)	(10,267)
Available-for-sale Securities	12,438,281	12,040,439
US Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	4,550,577	4,041,881
Available-for-sale Securities, Gross Unrealized Gains	57,470	25,775
Available-for-sale Securities, Gross Unrealized Losses	0	0
Available-for-sale Securities	$ 4,608,047	$ 4,067,656

Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 320

-SubTopic 10

-Section 25

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Amount before tax of unrealized gain in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.

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Amount before tax of unrealized loss in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.

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This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.

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