COMMITMENTS AND OFF-BALANCE SHEET RISK (Details) (USD $)	Jun. 30, 2012	Dec. 31, 2011
Unused lines of credit and letters of credit [Member]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	$ 20,687,736	$ 22,611,655
Commitments to make loans [Member]
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	$ 118,375	$ 0

The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 825

-SubTopic 10

-Section 50

-Paragraph 10

-Subparagraph (a)

-URI http://asc.fasb.org/extlink&oid=35750535&loc=d3e13433-108611

Name:	us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant