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PREMISES AND EQUIPMENT (Details) (USD $)
Jun. 30, 2012
Dec. 31, 2011
Land & land improvements $ 4,700,106us-gaap_LandAndLandImprovements $ 5,466,281us-gaap_LandAndLandImprovements
Buildings & building improvements 6,132,163us-gaap_BuildingsAndImprovementsGross 6,132,163us-gaap_BuildingsAndImprovementsGross
Furniture, fixtures and equipment 3,690,566us-gaap_FurnitureAndFixturesGross 3,679,037us-gaap_FurnitureAndFixturesGross
Property, Plant and Equipment, Gross 14,522,835us-gaap_PropertyPlantAndEquipmentGross 15,277,481us-gaap_PropertyPlantAndEquipmentGross
Less: accumulated depreciation 5,074,789us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment 4,872,616us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
Property, Plant and Equipment, Net $ 9,448,046us-gaap_PropertyPlantAndEquipmentNet $ 10,404,865us-gaap_PropertyPlantAndEquipmentNet