ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS (Details Textual) (USD $)	3 Months Ended	6 Months Ended
	Jun. 30, 2012	Jun. 30, 2012	Dec. 31, 2011
Financing Receivable, Recorded Investment [Line Items]
Allowance for Credit Losses, Change in Method of Calculating Impairment	$ 1,698,919	$ 1,698,919	$ 1,499,705
Receivables, Change in Method of Calculating Impairment, Recorded Investment	10,788,238	10,788,238	9,036,794
Additional Allowance for Credit Losses Change in Method of Calculating Impairment	50,000	50,000
Financing Receivables, Impaired, Troubled Debt Restructuring, Write-down	22,000	638,000
Financing Receivable, Credit Quality, Additional Information		All commercial and commercial real estate loans exceeding $500,000 are formally reviewed at least annually. Once a loan is graded a 5M or greater number, and is over $100,000, the loan grade will be reanalyzed once per quarter to assess the borrowers compliance with the Banks documented action plan. In addition to these methods for assigning loan grades, changes may occur through the external loan review or regulatory exam process. The loan grades are as follows:
Performing Financing Receivable [Member]
Financing Receivable, Recorded Investment [Line Items]
Allowance for Credit Losses, Change in Method of Calculating Impairment			$ 222,700