ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS (Details 4) (USD $)	Jun. 30, 2012	Dec. 31, 2011
Accrued Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	$ 24,314	$ 875,045
60-89 Days Past Due	24,644	394,108
Greater Than 90 Days Past Due	0	26,901
Total Past Due Loans	48,958	1,296,054
Loans, Current	127,032,776	142,560,465
Total Recorded Investment	127,081,734	143,856,519
Accrued Loans [Member] | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	16,426	576,736
60-89 Days Past Due	17,383	48,273
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	33,809	625,009
Loans, Current	41,212,376	48,278,897
Total Recorded Investment	41,246,185	48,903,906
Accrued Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	197,488
60-89 Days Past Due	0	243,075
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	440,563
Loans, Current	50,874,468	57,422,942
Total Recorded Investment	50,874,468	57,863,505
Accrued Loans [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	0
Loans, Current	3,954,219	4,063,776
Total Recorded Investment	3,954,219	4,063,776
Accrued Loans [Member] | Consumer Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	11,052
60-89 Days Past Due	0	102,760
Greater Than 90 Days Past Due	0	21,002
Total Past Due Loans	0	134,814
Loans, Current	12,112,758	13,194,317
Total Recorded Investment	12,112,758	13,329,131
Accrued Loans [Member] | Consumer Other Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	5,350	8,817
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	5,350	8,817
Loans, Current	2,102,350	2,306,281
Total Recorded Investment	2,107,700	2,315,098
Accrued Loans [Member] | Consumer Credit Card Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	2,538	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	5,899
Total Past Due Loans	2,538	5,899
Loans, Current	520,686	521,959
Total Recorded Investment	523,224	527,858
Accrued Loans [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	80,952
60-89 Days Past Due	7,261	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	7,261	80,952
Loans, Current	16,255,919	16,772,293
Total Recorded Investment	16,263,180	16,853,245
Non Accrued Loans [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	185,616	4,826
60-89 Days Past Due	32,572	69,065
Greater Than 90 Days Past Due	1,718,111	2,505,067
Total Past Due Loans	1,936,299	2,578,958
Loans, Current	3,938,228	4,020,358
Total Recorded Investment	5,874,527	6,599,316
Non Accrued Loans [Member] | Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	25,647	0
60-89 Days Past Due	12,596	2,478
Greater Than 90 Days Past Due	1,305,314	1,172,890
Total Past Due Loans	1,343,557	1,175,368
Loans, Current	123,051	161,434
Total Recorded Investment	1,466,608	1,336,802
Non Accrued Loans [Member] | Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	158,995	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	89,975	869,398
Total Past Due Loans	248,970	869,398
Loans, Current	1,686,478	1,673,895
Total Recorded Investment	1,935,448	2,543,293
Non Accrued Loans [Member] | Commercial Real Estate Construction Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	94,135	406,090
Total Past Due Loans	94,135	406,090
Loans, Current	1,908,674	2,012,951
Total Recorded Investment	2,002,809	2,419,041
Non Accrued Loans [Member] | Consumer Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	974	4,826
60-89 Days Past Due	19,976	66,587
Greater Than 90 Days Past Due	33,038	48,230
Total Past Due Loans	53,988	119,643
Loans, Current	105,543	0
Total Recorded Investment	159,531	119,643
Non Accrued Loans [Member] | Consumer Other Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	8,459
Total Past Due Loans	0	8,459
Loans, Current	0	0
Total Recorded Investment	0	8,459
Non Accrued Loans [Member] | Consumer Credit Card Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	0	0
Total Past Due Loans	0	0
Loans, Current	0	0
Total Recorded Investment	0	0
Non Accrued Loans [Member] | Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
30-59 Days Past Due	0	0
60-89 Days Past Due	0	0
Greater Than 90 Days Past Due	195,649	0
Total Past Due Loans	195,649	0
Loans, Current	114,482	172,078
Total Recorded Investment	$ 310,131	$ 172,078