ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS (Details 2) (USD $)	Jun. 30, 2012	Dec. 31, 2011
Accounts, Notes, Loans and Financing Receivable [Line Items]
With a related allowance recorded, Recorded Investment	$ 6,638,184	$ 7,528,841
With a related allowance recorded, Related Allowance	2,429,453	2,902,547
Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With a related allowance recorded, Recorded Investment	13,875,399	15,864,024
With a related allowance recorded, Unpaid Principal Balance	13,868,380	15,812,949
With a related allowance recorded, Related Allowance	2,515,956	2,991,099
Commercial Portfolio Segment [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	2,233,517	2,591,467
With no related allowance recorded, Unpaid Principal Balance	2,231,960	2,589,356
With a related allowance recorded, Recorded Investment	1,984,889	1,339,105
With a related allowance recorded, Unpaid Principal Balance	1,984,404	1,337,955
With a related allowance recorded, Related Allowance	793,384	466,001
Commercial Real Estate Portfolio Segment [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	3,563,035	4,388,271
With no related allowance recorded, Unpaid Principal Balance	3,563,478	4,377,406
With a related allowance recorded, Recorded Investment	2,826,858	4,171,379
With a related allowance recorded, Unpaid Principal Balance	2,822,823	4,135,809
With a related allowance recorded, Related Allowance	298,752	1,024,846
Commercial Real Estate Construction Financing Receivable [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	0	227,842
With no related allowance recorded, Unpaid Principal Balance	0	227,842
With a related allowance recorded, Recorded Investment	2,054,601	2,275,662
With a related allowance recorded, Unpaid Principal Balance	2,054,601	2,275,337
With a related allowance recorded, Related Allowance	1,119,432	1,287,550
Consumer Line of Credit [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	41,733	91,397
With no related allowance recorded, Unpaid Principal Balance	41,670	91,327
With a related allowance recorded, Recorded Investment	190,911	63,854
With a related allowance recorded, Unpaid Principal Balance	190,703	63,675
With a related allowance recorded, Related Allowance	95,879	16,128
Consumer Other Financing Receivable [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	20,333	0
With no related allowance recorded, Unpaid Principal Balance	20,333	0
With a related allowance recorded, Recorded Investment	111,299	119,449
With a related allowance recorded, Unpaid Principal Balance	111,035	119,275
With a related allowance recorded, Related Allowance	86,860	93,181
Consumer Credit Card Financing Receivable [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	0	0
With no related allowance recorded, Unpaid Principal Balance	0	0
With a related allowance recorded, Recorded Investment	0	0
With a related allowance recorded, Unpaid Principal Balance	0	0
With a related allowance recorded, Related Allowance	0	0
Residential Portfolio Segment [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	377,427	186,207
With no related allowance recorded, Unpaid Principal Balance	377,905	186,723
With a related allowance recorded, Recorded Investment	470,796	409,391
With a related allowance recorded, Unpaid Principal Balance	469,468	408,244
With a related allowance recorded, Related Allowance	121,649	103,393
Sub Total [Member] \| Performing Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Recorded Investment	6,236,045	7,485,184
With no related allowance recorded, Unpaid Principal Balance	6,235,346	7,472,654
With a related allowance recorded, Recorded Investment	7,639,354	8,378,840
With a related allowance recorded, Unpaid Principal Balance	7,633,034	8,340,295
With a related allowance recorded, Related Allowance	$ 2,515,956	$ 2,991,099

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Amount of allowance for credit losses related to recorded investment.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 15

-Subparagraph (a)(3)

-URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5212-111524

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+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 14A

-Subparagraph (b)

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+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 15

-Subparagraph (a)(4)

-URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5212-111524

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+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

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-SubTopic 10

-Section 50

-Paragraph 15

-Subparagraph (a)(4)

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