ALLOWANCE FOR LOAN LOSSES AND IMPAIRED LOANS (Details 3) (USD $)	3 Months Ended
Mar. 31, 2015	Mar. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]
With a related allowance recorded, Average Recorded Investment	$ 6,763,286	$ 11,243,872
With a related allowance recorded, Interest Income Recognized	78,806	101,525
With a related allowance recorded, Cash Basis Interest Recognized	70,525	87,940
Commercial Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	1,386,096	1,030,157
With no related allowance recorded, Interest Income Recognized	12,983	7,574
With no related allowance recorded, Cash Basis Interest Recognized	12,983	7,574
With a related allowance recorded, Average Recorded Investment	421,864	223,626
With a related allowance recorded, Interest Income Recognized	5,629	2,793
With a related allowance recorded, Cash Basis Interest Recognized	4,926	1,904
Commercial Real Estate Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	2,972,875	2,866,528
With no related allowance recorded, Interest Income Recognized	50,983	49,967
With no related allowance recorded, Cash Basis Interest Recognized	43,492	38,992
With a related allowance recorded, Average Recorded Investment	1,055,540	5,517,604
With a related allowance recorded, Interest Income Recognized	0	29,923
With a related allowance recorded, Cash Basis Interest Recognized	0	29,923
Consumer Line of Credit [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	87,646	107,344
With no related allowance recorded, Interest Income Recognized	0	523
With no related allowance recorded, Cash Basis Interest Recognized	0	523
With a related allowance recorded, Average Recorded Investment	276,595	294,172
With a related allowance recorded, Interest Income Recognized	4,534	3,992
With a related allowance recorded, Cash Basis Interest Recognized	4,447	3,341
Consumer Other Financing Receivable [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	0	23,801
With no related allowance recorded, Interest Income Recognized	0	268
With no related allowance recorded, Cash Basis Interest Recognized	0	0
With a related allowance recorded, Average Recorded Investment	11,314	66,637
With a related allowance recorded, Interest Income Recognized	0	460
With a related allowance recorded, Cash Basis Interest Recognized	0	221
Residential Portfolio Segment [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	159,049	405,104
With no related allowance recorded, Interest Income Recognized	465	0
With no related allowance recorded, Cash Basis Interest Recognized	465	0
With a related allowance recorded, Average Recorded Investment	392,307	708,899
With a related allowance recorded, Interest Income Recognized	4,212	6,025
With a related allowance recorded, Cash Basis Interest Recognized	4,212	5,462
Sub Total [Member]
Accounts, Notes, Loans and Financing Receivable [Line Items]
With no related allowance recorded, Average Recorded Investment	4,605,666	4,432,934
With no related allowance recorded, Interest Income Recognized	64,431	58,332
With no related allowance recorded, Cash Basis Interest Recognized	56,940	47,089
With a related allowance recorded, Average Recorded Investment	2,157,620	6,810,938
With a related allowance recorded, Interest Income Recognized	14,375	43,193
With a related allowance recorded, Cash Basis Interest Recognized	$ 13,585	$ 40,851

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Amount of average investment of impaired financing receivables for which there is no related allowance for credit losses.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 15

-Subparagraph (c)(1)

-URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5212-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 17

-URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5258-111524

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