SECURITIES AVAILABLE FOR SALE (Details) (USD $)	Mar. 31, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	$ 29,867,330	$ 31,615,596
Available-for-sale Securities, Gross Unrealized Gain	223,669	188,282
Available-for-sale Securities, Gross Unrealized Loss	(57,530)	(112,509)
Available-for-sale Securities	30,033,469us-gaap_AvailableForSaleSecurities	31,691,369us-gaap_AvailableForSaleSecurities
US Treasury [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	2,010,361	2,012,021
Available-for-sale Securities, Gross Unrealized Gain	19,092	13,682
Available-for-sale Securities, Gross Unrealized Loss	0	0
Available-for-sale Securities	2,029,453	2,025,703
US Government and federal agency [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	14,137,956	15,172,847
Available-for-sale Securities, Gross Unrealized Gain	70,154	52,755
Available-for-sale Securities, Gross Unrealized Loss	(2,325)	(21,652)
Available-for-sale Securities	14,205,785	15,203,950
Municipals [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	1,060,096	1,060,385
Available-for-sale Securities, Gross Unrealized Gain	2,565	4,080
Available-for-sale Securities, Gross Unrealized Loss	0	0
Available-for-sale Securities	1,062,661	1,064,465
Mortgage-backed and collateralized mortgage obligations- residential [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Amortized Cost Basis	12,658,917	13,370,343
Available-for-sale Securities, Gross Unrealized Gain	131,858	117,765
Available-for-sale Securities, Gross Unrealized Loss	(55,205)	(90,857)
Available-for-sale Securities	$ 12,735,570	$ 13,397,251

Amount of investment in debt and equity securities categorized neither as held-to-maturity nor trading.

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

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-SubTopic 10

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Amount before tax of unrealized gain in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.

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Amount before tax of unrealized loss in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.

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This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.

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