Exhibit 10.1

                           REPLACEMENT REVOLVING NOTE

$5,000,000                                            Dated as of August 1, 2005
                                                             Due: August 1, 2006

     FOR VALUE RECEIVED, COMMUNITY SHORES BANK CORPORATION, a Michigan
corporation (the "Maker"), promises to pay to the order of LASALLE BANK NATIONAL
ASSOCIATION (the "Bank") the lesser of the principal sum of Five Million Dollars
($5,000,000) or the aggregate unpaid principal amount outstanding under the
Agreement (as hereinafter defined) made available by the Bank to the Maker at
the maturity or maturities and in the amount or amounts as stated on the records
of the Bank together with interest (computed on actual days elapsed on the basis
of a 360 day year) on any and all principal amounts outstanding hereunder from
time to time from the date hereof until maturity. Interest shall be payable at
the rate of interest and the times set forth in the Revolving Loan Agreement
dated as of July 23, 2004 between Maker and the Bank, as amended from time to
time (the "Agreement"). In no event shall any principal amount have a maturity
later than August 1, 2006.

     This Replacement Revolving Note ("Note") shall be available for direct
advances.

     Principal and interest shall be paid to the Bank at its office at 135 South
LaSalle Street, Chicago, Illinois 60603, or at such other place as the holder of
this Note may designate in writing to the undersigned. This Note may be prepaid
in whole or in part as provided for in the Loan Agreement.

     This Note evidences indebtedness incurred under the Agreement to which
reference is hereby made for a statement of the terms and conditions under which
the due date of the Note or any payment thereon may be accelerated. The holder
of this Note is entitled to all of the benefits and security provided for in the
Agreement.

     The undersigned agrees that in any action or proceeding instituted to
collect or enforce collection of this Note, the amount endorsed by the Bank on
the reverse side of this Note shall be prima facie evidence of the unpaid
principal balance of this Note.

     This Note is in substitution and replacement for, but not a repayment of,
that certain $5,000,000 Revolving Credit Note dated as of July 23, 2004 of the
Maker payable to the order of the Bank, and does not and shall not be deemed to
constitute a novation therefor.

     IN WITNESS WHEREOF, the Maker has executed this Replacement Revolving Note
as of the date set forth above.

                                        COMMUNITY SHORES BANK CORPORATION,
                                        a Michigan corporation


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