EXHIBIT 99.1

                           CERTIFICATION PURSUANT TO
                            18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                 SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

     This certification is provided pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, 18 U.S.C. Section 1350, and accompanies the annual
report on Form 11-K for the plan year ended December 31, 2002 (the "Form 11-K")
of Community Shores Bank 401k Plan (the "Issuer").

     I, Jose A. Infante, Chairman, President & Chief Executive Officer of
Community Shores Bank, certify that to my knowledge:

     (i)  the Form 11-K fully complies with the requirements of Section 13(a)
          or Section 15(d) of the Securities Exchange Act of 1934 (15 U.S.C.
          78m(a) or 780(d)); and

     (ii) the information contained in the Form 11-K fairly presents, in all
          material respects, the financial condition and results of operations
          of the Issuer.

Dated: June 30, 2003

                                             /s/ Jose A. Infante
                                             -------------------
                                             Jose A. Infante
                                             Chairman, President and
                                             Chief Executive Officer
                                             of Community Shores Bank
                                             (chief executive officer)


A signed original of this written statement required by Section 906 has been
provided to Community Shores Bank 401k Plan and will be retained by Community
Shores Bank 401k Plan and furnished to the Securities and Exchange Commission or
its staff upon request.