Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 2,822	$ 2,411
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	347	491
Depreciation and amortization expense	348	355
Deferred income taxes	(65)	128
Increase in cash value of life insurance	(77)	(84)
Gain on sale of securities	(54)	(21)
Provision for loan losses	115	475
Proceeds from sales of loans	12,656	23,207
Loans originated for sale	(14,550)	(20,283)
Gain on sale of loans	(319)	(481)
Decrease in accrued interest receivable	165	56
Decrease in accrued interest payable	(37)	(46)
Net change in other assets/liabilities	(592)	285
Net Cash Provided By Operating Activities	759	6,493
CASH FLOWS FROM INVESTING ACTIVITIES
Investment in interest-bearing time deposits	(1,475)	(280)
Purchase of securities available for sale	(15,469)	(19,922)
Proceeds from maturities of securities available for sale	10,923	18,850
Proceeds from sales of securities available for sale	2,612	246
Principal collected on mortgage-backed obligations	4,892	6,959
Net increase in loans receivable	(9,564)	(3,493)
Proceeds from sale of foreclosed real estate	375	157
Purchase of premises and equipment	(473)	(189)
Net Cash Provided By (Used In) Investing Activities	(8,179)	2,328
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	12,923	5,270
Net decrease in advances from Federal Home Loan Bank	(500)	(100)
Net increase (decrease) in retail repurchase agreements	1,307	(2,655)
Purchase of treasury stock	(844)	0
Dividends paid	(1,174)	(1,127)
Net Cash Provided By Financing Activities	11,712	1,388
Net Increase in Cash and Cash Equivalents	4,292	10,209
Cash and cash equivalents at beginning of period	11,136	21,811
Cash and Cash Equivalents at End of Period	$ 15,428	$ 32,020