Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 1,300	$ 1,197
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	174	245
Depreciation and amortization expense	172	176
Deferred income taxes	(30)	110
Increase in cash value of life insurance	(37)	(42)
Gain on sale of securities	0	(21)
Provision for loan losses	25	250
Proceeds from sales of loans	4,180	12,040
Loans originated for sale	(2,973)	(13,126)
Gain on sale of loans	(107)	(223)
Decrease in accrued interest receivable	118	35
Decrease in accrued interest payable	(25)	(30)
Net change in other assets/liabilities	81	(78)
Net Cash Provided By Operating Activities	2,878	533
CASH FLOWS FROM INVESTING ACTIVITIES
Investment in interest-bearing time deposits	0	(760)
Purchase of securities available for sale	(5,872)	(6,021)
Proceeds from maturities of securities available for sale	4,591	8,164
Proceeds from sales of securities available for sale	0	246
Principal collected on mortgage-backed obligations	2,207	3,295
Net decrease in loans receivable	1,283	4,195
Proceeds from sale of foreclosed real estate	191	26
Purchase of premises and equipment	(221)	(119)
Net Cash Provided By Investing Activities	2,179	9,026
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in deposits	9,258	(422)
Net decrease in advances from Federal Home Loan Bank	(5,500)	0
Net decrease in retail repurchase agreements	(478)	(3,513)
Dividends paid	(585)	(557)
Net Cash Provided By (Used In) Financing Activities	2,695	(4,492)
Net Increase in Cash and Cash Equivalents	7,752	5,067
Cash and cash equivalents at beginning of period	11,136	21,811
Cash and Cash Equivalents at End of Period	$ 18,888	$ 26,878