CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 1,197	$ 922
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	245	239
Depreciation and amortization expense	176	208
Deferred income taxes	110	48
Increase in cash value of life insurance	(42)	(48)
Gain on sale of securities	(21)	0
Provision for loan losses	250	475
Proceeds from sales of loans	12,040	10,125
Loans originated for sale	(13,126)	(8,651)
Gain on sale of loans	(223)	(258)
Decrease in accrued interest receivable	35	74
Increase (decrease) in accrued interest payable	(30)	6
Net change in other assets/liabilities	(78)	323
Net Cash Provided By Operating Activities	533	3,463
CASH FLOWS FROM INVESTING ACTIVITIES
Purchase of securities available for sale	(6,021)	(16,516)
Proceeds from maturities of securities available for sale	8,164	13,547
Proceeds from sales of securities available for sale	246	1,004
Principal collected on mortgage-backed obligations	3,295	3,997
Net decrease in loans receivable	4,195	3,358
Proceeds from sale of foreclosed real estate	26	395
Purchase of premises and equipment	(119)	(90)
Net Cash Provided By Investing Activities	9,786	5,695
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in deposits	(422)	4,070
Net decrease in advances from Federal Home Loan Bank		(1,425)
Net decrease in retail repurchase agreements	(3,513)	(30)
Dividends paid	(557)	(530)
Net Cash Provided By (Used In) Financing Activities	(4,492)	2,085
Net Increase in Cash and Cash Equivalents	5,827	11,243
Cash and cash equivalents at beginning of period	23,211	18,923
Cash and Cash Equivalents at End of Period	$ 29,038	$ 30,166