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CONSOLIDATED STATEMENTS OF INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
INTEREST INCOME    
Loans, including fees $ 3,924 $ 4,023
Securities:    
Taxable 348 434
Tax-exempt 267 233
Federal Home Loan Bank dividends 25 23
Federal funds sold and interest bearing deposits with banks 12 8
Total interest income 4,576 4,721
INTEREST EXPENSE    
Deposits 404 586
Retail repurchase agreements 8 12
Advances from Federal Home Loan Bank 46 105
Total interest expense 458 703
Net interest income 4,118 4,018
Provision for loan losses 250 475
Net interest income after provision for loan losses 3,868 3,543
NONINTEREST INCOME    
Service charges on deposit accounts 721 687
Commission income 119 44
Gain on sale of securities 21 0
Other than temporary impairment loss on securities 0 0
Gain on sale of loans 223 258
Mortgage brokerage fees 11 13
Increase in cash value of life insurance 42 48
Other income 25 25
Total noninterest income 1,162 1,075
NONINTEREST EXPENSE    
Compensation and benefits 1,751 1,886
Occupancy and equipment 321 306
Data processing 346 324
Professional fees 168 153
Advertising 38 47
Other expenses 698 617
Total noninterest expense 3,322 3,333
Income before income taxes 1,708 1,285
Income tax expense 511 363
Net Income 1,197 922
Less: net income attributable to the noncontrolling interest in subsidiary 3 3
Net Income Attributable to First Capital, Inc. $ 1,194 $ 919
Earnings per common share attributable to First Capital, Inc.:    
Basic $ 0.43 $ 0.33
Diluted $ 0.43 $ 0.33
Dividends per share on common shares $ 0.20 $ 0.19