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CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands
Sep. 30, 2011
Dec. 31, 2010
ASSETS  
Cash and due from banks$ 9,579$ 10,463
Interest bearing deposits with banks1,5702,496
Federal funds sold3,6898,616
Total cash and cash equivalents14,83821,575
Securities available for sale, at fair value106,851100,851
Securities-held to maturity1632
Loans, net285,460294,550
Loans held for sale6964,375
Federal Home Loan Bank stock, at cost2,8203,194
Foreclosed real estate408591
Premises and equipment10,75810,992
Accrued interest receivable1,9411,894
Cash value of life insurance5,9435,789
Goodwill5,3865,386
Core deposit intangibles4898
Other assets2,1253,051
Total Assets437,290452,378
Deposits:  
Noninterest-bearing47,70340,774
Interest-bearing314,422337,229
Total deposits362,125378,003
Retail repurchase agreements9,1658,669
Advances from Federal Home Loan Bank13,35015,729
Accrued interest payable454649
Accrued expenses and other liabilities1,5781,324
Total liabilities386,672404,374
First Capital, Inc. stockholders' equity:  
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued00
Common stock of $.01 par value per share Authorized 5,000,000 shares; issued 3,164,420 shares3232
Additional paid-in capital24,31324,313
Retained earnings-substantially restricted31,78430,442
Accumulated other comprehensive income1,693391
Less treasury stock, at cost - 378,727 shares (377,119 shares in 2010)(7,312)(7,285)
Total First Capital, Inc. stockholders' equity50,51047,893
Noncontrolling interest in subsidiary108111
Total equity50,61848,004
Total Liabilities and Equity$ 437,290$ 452,378