Quarterly Financial Information [Table Text Block] |
| | First | | | Second | | | Third | | | Fourth | |
| | Quarter | | | Quarter | | | Quarter | | | Quarter | |
2023 | | (In thousands, except per share data) | |
| | | | | | | | | | | | | | | | |
Interest income | | $ | 10,187 | | | $ | 10,600 | | | $ | 11,179 | | | $ | 11,639 | |
Interest expense | | | 996 | | | | 2,288 | | | | 2,642 | | | | 3,091 | |
Net interest income | | | 9,191 | | | | 8,312 | | | | 8,537 | | | | 8,548 | |
Provision for credit losses | | | 193 | | | | 350 | | | | 290 | | | | 308 | |
Net interest income after provision for credit losses | | | 8,998 | | | | 7,962 | | | | 8,247 | | | | 8,240 | |
Noninterest income | | | 1,991 | | | | 1,863 | | | | 1,947 | | | | 1,831 | |
Noninterest expenses | | | 6,401 | | | | 6,666 | | | | 6,481 | | | | 6,480 | |
Income before income taxes | | | 4,588 | | | | 3,159 | | | | 3,713 | | | | 3,591 | |
Income tax expense | | | 769 | | | | 429 | | | | 572 | | | | 478 | |
Net income | | | 3,819 | | | | 2,730 | | | | 3,141 | | | | 3,113 | |
Less: net income attributable to noncontrolling interest in subsidiary | | | 3 | | | | 4 | | | | 3 | | | | 3 | |
Net income attributable to First Capital, Inc. | | $ | 3,816 | | | $ | 2,726 | | | $ | 3,138 | | | $ | 3,110 | |
| | | | | | | | | | | | | | | | |
Earnings per common share attributable to First Capital Inc.: | | | | | | | | | | | | | | | | |
Basic | | $ | 1.14 | | | $ | 0.82 | | | $ | 0.94 | | | $ | 0.93 | |
Diluted | | $ | 1.14 | | | $ | 0.82 | | | $ | 0.94 | | | $ | 0.93 | |
| | | | | | | | | | | | | | | | |
2022 | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | |
Interest income | | $ | 7,205 | | | $ | 7,898 | | | $ | 9,048 | | | $ | 9,789 | |
Interest expense | | | 253 | | | | 267 | | | | 390 | | | | 684 | |
Net interest income | | | 6,952 | | | | 7,631 | | | | 8,658 | | | | 9,105 | |
Provision for loan losses | | | 175 | | | | 200 | | | | 175 | | | | 400 | |
Net interest income after provision for loan losses | | | 6,777 | | | | 7,431 | | | | 8,483 | | | | 8,705 | |
Noninterest income | | | 2,147 | | | | 1,965 | | | | 1,873 | | | | 1,942 | |
Noninterest expenses | | | 5,994 | | | | 6,235 | | | | 6,559 | | | | 6,300 | |
Income before income taxes | | | 2,930 | | | | 3,161 | | | | 3,797 | | | | 4,347 | |
Income tax expense | | | 400 | | | | 447 | | | | 669 | | | | 804 | |
Net income | | | 2,530 | | | | 2,714 | | | | 3,128 | | | | 3,543 | |
Less: net income attributable to noncontrolling interest in subsidiary | | | 3 | | | | 4 | | | | 3 | | | | 3 | |
Net income attributable to First Capital, Inc. | | $ | 2,527 | | | $ | 2,710 | | | $ | 3,125 | | | $ | 3,540 | |
| | | | | | | | | | | | | | | | |
Earnings per common share attributable to First Capital Inc.: | | | | | | | | | | | | | | | | |
Basic | | $ | 0.75 | | | $ | 0.81 | | | $ | 0.93 | | | $ | 1.06 | |
Diluted | | $ | 0.75 | | | $ | 0.81 | | | $ | 0.93 | | | $ | 1.06 | |
| | First | | | Second | | | Third | | | Fourth | |
| | Quarter | | | Quarter | | | Quarter | | | Quarter | |
2021 | | (In thousands, except per share data) | |
| | | | | | | | | | | | | | | | |
Interest income | | $ | 7,292 | | | $ | 7,133 | | | $ | 7,745 | | | $ | 7,290 | |
Interest expense | | | 288 | | | | 289 | | | | 278 | | | | 273 | |
Net interest income | | | 7,004 | | | | 6,844 | | | | 7,467 | | | | 7,017 | |
Provision (credit) for loan losses | | | 75 | | | | - | | | | - | | | | (400 | ) |
Net interest income after provision (credit) for loan losses | | | 6,929 | | | | 6,844 | | | | 7,467 | | | | 7,417 | |
Noninterest income | | | 2,438 | | | | 2,552 | | | | 2,270 | | | | 2,291 | |
Noninterest expenses | | | 5,807 | | | | 6,165 | | | | 6,202 | | | | 6,357 | |
Income before income taxes | | | 3,560 | | | | 3,231 | | | | 3,535 | | | | 3,351 | |
Income tax expense | | | 618 | | | | 497 | | | | 596 | | | | 529 | |
Net income | | | 2,942 | | | | 2,734 | | | | 2,939 | | | | 2,822 | |
Less: net income attributable to noncontrolling interest in subsidiary | | | 3 | | | | 4 | | | | 3 | | | | 3 | |
Net income attributable to First Capital, Inc. | | $ | 2,939 | | | $ | 2,730 | | | $ | 2,936 | | | $ | 2,819 | |
| | | | | | | | | | | | | | | | |
Earnings per common share attributable to First Capital Inc.: | | | | | | | | | | | | | | | | |
Basic | | $ | 0.88 | | | $ | 0.82 | | | $ | 0.88 | | | $ | 0.83 | |
Diluted | | $ | 0.88 | | | $ | 0.82 | | | $ | 0.88 | | | $ | 0.83 | |
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