XML 14 R4.htm IDEA: XBRL DOCUMENT v3.23.1
Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Loans, including fees $ 7,638 $ 5,493
Securities:    
Taxable 1,301 887
Tax-exempt 865 741
Dividends 11 5
Other interest income 372 79
Total interest income 10,187 7,205
INTEREST EXPENSE    
Deposits 996 253
Total interest expense 996 253
Net interest income 9,191 6,952
Provision for credit losses 193 175
Net interest income after provision for credit losses 8,998 6,777
NONINTEREST INCOME    
Noninterest income 1,694 1,670
Unrealized gain on equity securities 137 63
Gain on sale of loans 86 335
Increase in cash surrender value of life insurance 45 50
Other income 62 61
Total noninterest income 1,991 2,147
NONINTEREST EXPENSE    
Compensation and benefits 3,789 3,494
Occupancy and equipment 447 467
Data processing 1,031 869
Professional fees 186 290
Advertising 83 62
Other expenses 865 812
Total noninterest expense 6,401 5,994
Income before income taxes 4,588 2,930
Income tax expense 769 400
Net Income 3,819 2,530
Less: net income attributable to noncontrolling interest in subsidiary 3 3
Net Income Attributable to First Capital, Inc. $ 3,816 $ 2,527
Earnings per common share attributable to First Capital, Inc.:    
Basic (in dollars per share) $ 1.14 $ 0.75
Diluted (in dollars per share) 1.14 0.75
Dividends per share (in dollars per share) $ 0.27 $ 0.26
Deposit Account [Member]    
NONINTEREST INCOME    
Noninterest income $ 562 $ 509
ATM and Debit Card Fees [Member]    
NONINTEREST INCOME    
Noninterest income 1,087 1,007
Investment Advisory, Management and Administrative Service [Member]    
NONINTEREST INCOME    
Noninterest income $ 12 $ 122