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Consolidated Balance Sheets (Currrent Period Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2023
Dec. 31, 2022
ASSETS    
Cash and due from banks $ 22,452 $ 25,231
Interest bearing deposits with banks 1,263 3,820
Federal funds sold 12,166 37,247
Total cash and cash equivalents 35,881 66,298
Interest-bearing time deposits 3,676 3,677
Securities available for sale, at fair value (amortized cost $507,922 and $507,466, respectively) 470,090 460,819
Securities held to maturity, at amortized cost (fair value $5,296 and $5,311, respectively) 7,000 7,000
Loans held for sale 576 793
Loans, net of allowance for credit losses of $7,323 ($6,772 in 2022) 565,576 557,958
Federal Home Loan Bank and other stock, at cost 1,836 1,836
Premises and equipment 14,582 14,668
Accrued interest receivable 4,156 4,285
Cash value of life insurance 8,944 8,899
Goodwill 6,472 6,472
Core deposit intangible 342 379
Other assets 16,034 18,316
Total Assets 1,135,165 1,151,400
LIABILITIES    
Noninterest-bearing 253,467 254,842
Interest-bearing 781,983 805,554
Total deposits 1,035,450 1,060,396
Accrued interest payable 218 123
Accrued expenses and other liabilities 5,342 5,611
Total liabilities 1,041,010 1,066,130
EQUITY    
Preferred stock of $.01 par value per shareAuthorized 1,000,000 shares; none issued; 0 0
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,804,683 shares; outstanding 3,359,362 (3,371,362 in 2022) 38 38
Additional paid-in capital 41,636 41,636
Retained earnings-substantially restricted 90,845 88,465
Unearned stock compensation (465) (549)
Accumulated other comprehensive loss (28,996) (35,741)
Less treasury stock, at cost - 445,321 shares (433,321 in 2022) (9,018) (8,691)
Total First Capital, Inc. stockholders' equity 94,040 85,158
Noncontrolling interest in subsidiary 115 112
Total equity 94,155 85,270
Total Liabilities and Equity $ 1,135,165 $ 1,151,400