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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2022
Dec. 31, 2021
ASSETS    
Cash and due from banks $ 25,231 $ 23,497
Interest-bearing deposits with banks 3,820 3,937
Federal funds sold 37,247 145,075
Total cash and cash equivalents 66,298 172,509
Interest-bearing time deposits 3,677 4,839
Securities available for sale, at fair value 460,819 447,335
Securities held to maturity 7,000 2,000
Loans, net 557,958 483,287
Loans held for sale 793 2,413
Federal Home Loan Bank and other restricted stock, at cost 1,836 1,988
Foreclosed real estate 0 36
Premises and equipment 14,668 15,177
Accrued interest receivable 4,285 3,430
Cash value of life insurance 8,899 8,698
Goodwill 6,472 6,472
Core deposit intangible 379 526
Other assets 18,316 7,893
Total Assets 1,151,400 1,156,603
LIABILITIES    
Noninterest-bearing 254,842 242,685
Interest-bearing 805,554 792,877
Total deposits 1,060,396 1,035,562
Accrued interest payable 123 97
Accrued expenses and other liabilities 5,611 7,004
Total liabilities 1,066,130 1,042,663
Commitments and Contingencies
EQUITY    
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued 0 0
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,804,683 shares; (3,805,533 in 2021); outstanding 3,371,362 (3,373,095 in 2021) 38 38
Additional paid-in capital 41,636 41,684
Retained earnings-substantially restricted 88,465 80,070
Unearned stock compensation (549) (1,033)
Accumulated other comprehensive income (loss) (35,741) 1,734
Less treasury stock, at cost - 433,321 shares (432,438 in 2021) (8,691) (8,665)
Total First Capital, Inc. stockholders' equity 85,158 113,828
Noncontrolling interest in subsidiary 112 112
Total equity 85,270 113,940
Total Liabilities and Equity $ 1,151,400 $ 1,156,603