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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Loans, including fees $ 23,772 $ 24,523 $ 25,746
Securities:      
Taxable 2,644 2,550 3,643
Tax-exempt 2,704 2,144 1,706
Dividends 16 63 103
Other interest income 324 367 856
Total interest income 29,460 29,647 32,054
INTEREST EXPENSE      
Deposits 1,128 1,561 1,960
Total interest expense 1,128 1,561 1,960
Net interest income 28,332 28,086 30,094
Provision (credit) for loan losses (325) 1,801 1,425
Net interest income after provision (credit) for loan losses 28,657 26,285 28,669
NONINTEREST INCOME      
Noninterest income 6,446 5,761 5,528
Gain on sale of loans 2,439 2,716 1,191
Unrealized gain (loss) on equity securities 328 (194) 32
Increase in cash value of life insurance 219 210 211
Other income 231 226 235
Total noninterest income 9,551 8,599 6,926
NONINTEREST EXPENSE      
Compensation and benefits 14,537 13,808 13,119
Occupancy and equipment 1,770 1,775 1,616
Data processing 3,450 3,101 3,536
Professional fees 1,028 693 742
Advertising 354 340 540
Net loss on foreclosed real estate 19 13 299
Other expenses 3,373 3,318 3,418
Total noninterest expense 24,531 23,048 23,270
Income before income taxes 13,677 11,836 12,325
Income tax expense 2,240 1,692 1,987
Net Income 11,437 10,144 10,338
Less net income attributable to the noncontrolling interest in subsidiary 13 13 13
Net Income Attributable to First Capital, Inc. $ 11,424 $ 10,131 $ 10,325
Earnings per common share attributable to First Capital, Inc.:      
Basic (in dollars per share) $ 3.41 $ 3.03 $ 3.10
Diluted (in dollars per share) 3.41 3.02 3.09
Dividends per share on common shares (in dollars per share) $ 1.04 $ 0.96 $ 0.95
Deposit Account [Member]      
NONINTEREST INCOME      
Noninterest income $ 1,874 $ 1,788 $ 2,088
Gain (loss) on sale of available for sale securities and time deposits 7 0 (147)
ATM and Debit Card Fees [Member]      
NONINTEREST INCOME      
Noninterest income 4,076 3,488 2,812
Investment Advisory, Management and Administrative Service [Member]      
NONINTEREST INCOME      
Noninterest income $ 377 $ 365 $ 504