Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2021	Jun. 30, 2020
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 5,676	$ 4,539
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	1,041	1,057
Depreciation and amortization expense	585	605
Deferred income taxes	(467)	(402)
Stock compensation expense	230	197
Increase in cash value of life insurance	(118)	(117)
Gain on sale of securities	(7)	0
Provisions for loan losses	75	1,176
Proceeds from sales of loans	73,054	62,934
Loans originated for sale	(69,169)	(64,918)
Gain on sale of loans	(1,297)	(1,051)
Amortization of tax credit investment	177	182
Unrealized (gain) loss on equity securities	(427)	171
(Increase) decrease in accrued interest receivable	119	(227)
Increase (decrease) in accrued interest payable	(32)	(23)
Net change in other assets/liabilities	(4)	119
Net Cash Provided By Operating Activities	9,436	4,242
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of interest-bearing time deposits	200	445
Purchase of interest-bearing time deposits	0	(489)
Purchase of securities available for sale	(123,660)	(39,764)
Purchase of securities held to maturity	(2,000)	0
Proceeds from maturities of securities available for sale	28,231	20,440
Proceeds from sales of securities available for sale	1,798	0
Principal collected on mortgage-backed obligations	19,568	20,854
Net (increase) decrease in loans receivable	15,396	(33,532)
Investment in tax credit entity	(100)	(848)
Proceeds from sale of foreclosed real estate	0	170
Purchase of premises and equipment	(72)	(267)
Net Cash Used In Investing Activities	(60,639)	(32,991)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	61,120	85,459
Purchase of treasury stock	40	14
Dividends paid	(1,769)	(1,635)
Net Cash Provided By Financing Activities	59,311	83,810
Net Increase in Cash and Cash Equivalents	8,108	55,061
Cash and cash equivalents at beginning of period	175,888	51,360
Cash and Cash Equivalents at End of Period	$ 183,996	$ 106,421