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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2021
Dec. 31, 2020
ASSETS    
Cash and due from banks $ 19,265 $ 28,923
Interest bearing deposits with banks 7,237 6,232
Federal funds sold 157,494 140,733
Total cash and cash equivalents 183,996 175,888
Interest-bearing time deposits 6,193 6,396
Securities available for sale, at fair value 353,482 283,502
Securities held to maturity 2,000 0
Loans, net 484,750 500,331
Loans held for sale 5,353 7,941
Federal Home Loan Bank and other stock, at cost 1,988 1,988
Foreclosed real estate 110 0
Premises and equipment 15,511 15,950
Accrued interest receivable 3,315 3,434
Cash value of life insurance 8,597 8,479
Goodwill 6,472 6,472
Core deposit intangible 599 672
Other assets 6,300 6,498
Total Assets 1,078,666 1,017,551
LIABILITIES    
Noninterest-bearing 223,002 225,608
Interest-bearing 738,579 674,853
Total deposits 961,581 900,461
Accrued interest payable 121 153
Accrued expenses and other liabilities 4,446 6,186
Total liabilities 966,148 906,800
EQUITY    
Preferred stock of $.01 par value per share, Authorized 1,000,000 shares; none issued 0 0
Additional paid-in capital 41,684 41,684
Retained earnings-substantially restricted 76,069 72,155
Unearned stock compensation (1,290) (1,520)
Accumulated other comprehensive income 4,492 6,822
Less treasury stock, at cost - 430,451 shares (429,773 in 2020) (8,580) (8,540)
Total First Capital, Inc. stockholders' equity 112,413 110,639
Noncontrolling interest in subsidiary 105 112
Total equity 112,518 110,751
Total Liabilities and Equity $ 1,078,666 $ 1,017,551