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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Loans, including fees $ 6,073 $ 6,276
Securities:    
Taxable 508 737
Tax-exempt 634 479
Dividends 3 18
Other interest income 74 164
Total interest income 7,292 7,674
INTEREST EXPENSE    
Deposits 288 468
Total interest expense 288 468
Net interest income 7,004 7,206
Provision for loan losses 75 351
Net interest income after provision for loan losses 6,929 6,855
NONINTEREST INCOME    
Noninterest income 1,492 1,417
Unrealized gain (loss) on equity securities 234 (394)
Gain on sale of loans 636 359
Increase in cash value of life insurance 47 47
Other income 54 60
Total noninterest income 2,438 1,456
NONINTEREST EXPENSE    
Compensation and benefits 3,530 3,502
Occupancy and equipment 464 439
Data processing 809 796
Professional fees 239 174
Advertising 50 108
Net loss on foreclosed real estate 0 1
Other expenses 715 805
Total noninterest expense 5,807 5,825
Income before income taxes 3,560 2,486
Income tax expense 618 389
Net Income 2,942 2,097
Less: net income attributable to the noncontrolling interest in subsidiary 3 3
Net Income Attributable to First Capital, Inc. $ 2,939 $ 2,094
Earnings per common share attributable to First Capital, Inc.:    
Basic (in dollars per share) $ 0.88 $ 0.63
Diluted (in dollars per share) 0.88 0.63
Dividends per share on common shares (in dollars per share) $ 0.26 $ 0.24
Deposit Account [Member]    
NONINTEREST INCOME    
Noninterest income $ 410 $ 506
Gain on sale of securities available for sale 7 0
ATM and Debit Card Fees [Member]    
NONINTEREST INCOME    
Noninterest income 968 765
Investment Advisory, Management and Administrative Service [Member]    
NONINTEREST INCOME    
Noninterest income $ 82 $ 113