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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Mar. 31, 2021
Dec. 31, 2020
ASSETS    
Cash and due from banks $ 20,347 $ 28,923
Interest bearing deposits with banks 3,382 6,232
Federal funds sold 182,227 140,733
Total cash and cash equivalents 205,956 175,888
Interest-bearing time deposits 6,195 6,396
Securities available for sale, at fair value 313,540 283,502
Loans, net 482,623 500,331
Loans held for sale 4,331 7,941
Federal Home Loan Bank and other stock, at cost 1,988 1,988
Premises and equipment 15,724 15,950
Accrued interest receivable 3,101 3,434
Cash value of life insurance 8,526 8,479
Goodwill 6,472 6,472
Core deposit intangible 636 672
Other assets 6,584 6,498
Total Assets 1,055,676 1,017,551
LIABILITIES    
Noninterest-bearing 234,254 225,608
Interest-bearing 706,268 674,853
Total deposits 940,522 900,461
Accrued interest payable 124 153
Accrued expenses and other liabilities 5,144 6,186
Total liabilities 945,790 906,800
EQUITY    
Preferred stock of $.01 par value per share, Authorized 1,000,000 shares; none issued 0 0
Common stock of $.01 par value per share, Authorized 7,500,000 shares; issued 3,805,533 shares; outstanding 3,375,082 (3,375,760 in 2020) 38 38
Additional paid-in capital 41,684 41,684
Retained earnings-substantially restricted 74,216 72,155
Unearned stock compensation (1,405) (1,520)
Accumulated other comprehensive income 3,818 6,822
Less treasury stock, at cost - 430,451 shares (429,773 in 2020) (8,580) (8,540)
Total First Capital, Inc. stockholders' equity 109,771 110,639
Noncontrolling interest in subsidiary 115 112
Total equity 109,886 110,751
Total Liabilities and Equity $ 1,055,676 $ 1,017,551