XML 41 R2.htm IDEA: XBRL DOCUMENT v3.20.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2019
Dec. 31, 2018
ASSETS    
Cash and due from banks $ 18,922 $ 17,394
Interest-bearing deposits with banks 3,412 1,717
Federal funds sold 29,026 22,001
Total cash and cash equivalents 51,360 41,112
Interest-bearing time deposits 6,490 7,710
Securities available for sale, at fair value 254,562 261,841
Loans, net 466,494 434,260
Loans held for sale 4,176 2,849
Federal Home Loan Bank and other restricted stock, at cost 1,988 1,988
Foreclosed real estate 170 3,142
Premises and equipment 16,414 14,364
Accrued interest receivable 3,076 2,828
Cash value of life insurance 8,269 8,059
Goodwill 6,472 6,472
Core deposit intangible 819 966
Other assets 7,206 8,571
Total Assets 827,496 794,162
LIABILITIES    
Noninterest-bearing 146,097 143,249
Interest-bearing 576,080 558,397
Total deposits 722,177 701,646
Accrued interest payable 210 150
Accrued expenses and other liabilities 6,161 6,410
Total liabilities 728,548 708,206
Commitments and Contingencies
EQUITY    
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,791,283 shares (3,781,533 shares in 2018); outstanding 3,363,632 shares (3,354,744 shares in 2018) 38 38
Additional paid-in capital 40,723 40,215
Retained earnings-substantially restricted 65,266 58,137
Unearned stock compensation (940) (720)
Accumulated other comprehensive income (loss) 2,142 (3,477)
Less treasury stock, at cost - 427,651 shares (426,789 shares in 2018) (8,393) (8,349)
Total First Capital, Inc. stockholders' equity 98,836 85,844
Noncontrolling interest in subsidiary 112 112
Total equity 98,948 85,956
Total Liabilities and Equity $ 827,496 $ 794,162