Consolidated Statements of Cash Flows (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 7,932,000	$ 6,767,000
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	1,226,000	1,277,000
Depreciation and amortization expense	787,000	927,000
Deferred income taxes	533,000	(242,000)
Stock compensation expense	190,000	153,000
Increase in cash value of life insurance	(165,000)	(179,000)
Gain on life insurance		(94,000)
Loss on sale of securities and time deposits	132,000	95,000
Provision for loan losses	975,000	968,000
Proceeds from sales of loans	44,058,000	42,466,000
Loans originated for sale	(46,335,000)	(41,325,000)
Gain on sale of loans	(771,000)	(850,000)
Amortization of tax credit investment	265,000	247,000
Unrealized gain on equity securities	(108,000)
Net realized and unrealized loss on foreclosed real estate	253,000	442,000
(Increase) decrease in accrued interest receivable	(22,000)	5,000
Increase in accrued interest payable	58,000	38,000
Net change in other assets/liabilities	(859,000)	(252,000)
Net Cash Provided By Operating Activities	8,149,000	10,443,000
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of interest-bearing time deposits	1,180,000	2,423,000
Proceeds from sales of interest-bearing time deposits	1,705,000
Purchase of interest-bearing time deposits	(2,565,000)	(2,100,000)
Purchase of securities available for sale	(51,463,000)	(25,691,000)
Proceeds from maturities of securities available for sale	25,095,000	2,930,000
Proceeds from sales of securities available for sale	20,629,000	14,345,000
Principal collected on mortgage-backed obligations	18,217,000	19,425,000
Investment in cash value of life insurance		(1,000,000)
Net increase in loans receivable	(34,534,000)	(19,872,000)
Investment in tax credit entities	(947,000)	(691,000)
Proceeds from sale of foreclosed real estate	3,014,000	486,000
Purchase of Federal Home Loan Bank stock		(9,000)
Purchase of premises and equipment	(1,434,000)	(229,000)
Purchase of equity investment		(1,922,000)
Proceeds from settlement of bank-owned life insurance policies		545,000
Net Cash Used In Investing Activities	(21,103,000)	(11,360,000)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	17,746,000	37,517,000
Repayment of advances from Federal Home Loan Bank		(10,000,000)
Purchase of treasury stock	(44,000)	(34,000)
Dividends paid	(2,402,000)	(2,330,000)
Net Cash Provided By Financing Activities	15,300,000	25,153,000
Net Increase in Cash and Cash Equivalents	2,346,000	24,236,000
Cash and cash equivalents at beginning of period	41,112,000	25,915,000
Cash and Cash Equivalents at End of Period	$ 43,458,000	$ 50,151,000