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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2019
Dec. 31, 2018
ASSETS    
Cash and due from banks $ 19,839 $ 17,394
Interest bearing deposits with banks 4,696 1,717
Federal funds sold 18,923 22,001
Total cash and cash equivalents 43,458 41,112
Interest-bearing time deposits 7,380 7,710
Securities available for sale, at fair value 255,028 261,841
Loans, net 467,694 434,260
Loans held for sale 5,897 2,849
Federal Home Loan Bank and other stock, at cost 1,988 1,988
Foreclosed real estate 3,142
Premises and equipment 15,121 14,364
Accrued interest receivable 2,850 2,828
Cash value of life insurance 8,224 8,059
Goodwill 6,472 6,472
Core deposit intangible 856 966
Other assets 8,376 8,571
Total Assets 823,344 794,162
LIABILITIES    
Noninterest-bearing 155,670 143,249
Interest-bearing 563,722 558,397
Total deposits 719,392 701,646
Accrued interest payable 208 150
Accrued expenses and other liabilities 6,744 6,410
Total liabilities 726,344 708,206
EQUITY    
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,791,283 shares (3,781,533 in 2018); outstanding 3,363,632 shares (3,354,744 in 2018) 38 38
Additional paid-in capital 40,723 40,215
Retained earnings-substantially restricted 63,671 58,137
Unearned stock compensation (1,038) (720)
Accumulated other comprehensive income (loss) 1,891 (3,477)
Less treasury stock, at cost - 427,651 shares (426,789 in 2018) (8,393) (8,349)
Total First Capital, Inc. stockholders' equity 96,892 85,844
Noncontrolling interest in subsidiary 108 112
Total equity 97,000 85,956
Total Liabilities and Equity $ 823,344 $ 794,162