Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Net income	$ 5,014	$ 4,240
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	804	850
Depreciation and amortization expense	526	620
Deferred income taxes	(240)	(327)
Stock compensation expense	118	106
Increase in cash value of life insurance	(118)	(128)
Gain on life insurance		(94)
Loss on sale of securities and time deposits	97	95
Provision for loan losses	750	513
Proceeds from sales of loans	22,264	26,679
Loans originated for sale	(22,959)	(25,575)
Gain on sale of loans	(418)	(530)
Amortization of tax credit investment	169	164
Unrealized gain on equity securities	(117)
Net realized and unrealized loss on foreclosed real estate	273	466
(Increase) decrease in accrued interest receivable	(159)	18
Increase in accrued interest payable	22	6
Net change in other assets/liabilities	73	(799)
Net Cash Provided By Operating Activities	6,099	6,304
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities of interest-bearing time deposits	1,180	1,488
Proceeds from sales of interest-bearing time deposits	1,460
Purchase of interest-bearing time deposits	(1,185)
Purchase of securities available for sale	(31,956)	(13,657)
Proceeds from maturities of securities available for sale	22,645	870
Proceeds from sales of securities available for sale	5,437	14,345
Principal collected on mortgage-backed obligations	11,835	12,742
Investment in cash value of life insurance		(1,000)
Net increase in loans receivable	(26,535)	(10,355)
Investment in tax credit entities	(392)	(691)
Proceeds from sale of foreclosed real estate	77	214
Purchase of Federal Home Loan Bank stock		(9)
Purchase of premises and equipment	(635)	(123)
Proceeds from settlement of bank-owned life insurance policies		127
Net Cash Provided By (Used In) Investing Activities	(18,069)	3,951
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase in deposits	32,981	37,274
Repayment of advances from Federal Home Loan Bank		(10,000)
Purchase of treasury stock	(2)
Dividends paid	(1,595)	(1,558)
Net Cash Provided By Financing Activities	31,384	25,716
Net Increase in Cash and Cash Equivalents	19,414	35,971
Cash and cash equivalents at beginning of period	41,112	25,915
Cash and Cash Equivalents at End of Period	$ 60,526	$ 61,886