Note 2 - Restriction on Cash and Due From Banks

12 Months Ended

Dec. 31, 2018

Notes to Financial Statements

Cash and Cash Equivalents Disclosure [Text Block]

(

2

)

       RESTRICTION ON CASH AND DUE FROM BANKS

The Bank is required to maintain reserve balances on hand and with the Federal Reserve Bank. These funds are unavailable for investment but the reserve balances maintained with the Federal Reserve Bank are interest-earning. The average amount of those reserve balances for the years ended

December 31, 2018,

2017

and

2016

was approximately

$1.8

million,

$1.7

million and

$1.5

million, respectively.