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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2018
Dec. 31, 2017
ASSETS    
Cash and due from banks $ 16,822 $ 19,478
Interest bearing deposits with banks 3,295 730
Federal funds sold 41,769 5,707
Total cash and cash equivalents 61,886 25,915
Interest-bearing time deposits 7,770 9,258
Securities available for sale, fair value 251,438 271,172
Securities held to maturity, amortized cost 1
Loans, net 419,360 409,618
Loans held for sale 2,056 2,630
Federal Home Loan Bank and other stock, at cost 1,988 1,979
Foreclosed real estate 3,391 3,971
Premises and equipment 14,608 15,031
Accrued interest receivable 2,676 2,694
Cash value of life insurance 7,959 7,279
Goodwill 6,472 6,472
Core deposit intangible 1,039 1,112
Other assets 7,434 1,824
Total Assets 788,077 758,956
LIABILITIES    
Noninterest-bearing 142,700 129,828
Interest-bearing 559,136 534,734
Total deposits 701,836 664,562
Advances from Federal Home Loan Bank 10,000
Accrued interest payable 113 107
Accrued expenses and other liabilities 5,712 3,237
Total liabilities 707,661 677,906
EQUITY    
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued
Common stock of $.01 par value per share Authorized 7,500,000 shares; issued 3,782,933 shares (3,762,933 in 2017); outstanding 3,356,962 shares (3,336,964 in 2017) 38 38
Additional paid-in capital 40,263 39,515
Retained earnings-substantially restricted 54,661 51,972
Unearned stock compensation (854) (212)
Accumulated other comprehensive loss (5,482) (2,060)
Less treasury stock, at cost - 425,971 shares (425,969 in 2017) (8,315) (8,315)
Total First Capital, Inc. stockholders' equity 80,311 80,938
Noncontrolling interest in subsidiary 105 112
Total equity 80,416 81,050
Total Liabilities and Equity $ 788,077 $ 758,956