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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2017
Dec. 31, 2016
ASSETS    
Cash and due from banks $ 13,912 $ 18,837
Interest bearing deposits with banks 526 1,865
Federal funds sold 10,360 25,133
Total cash and cash equivalents 24,798 45,835
Interest-bearing time deposits 10,295 14,735
Securities available for sale, at fair value 276,937 255,844
Securities-held to maturity 1 2
Loans, net 400,762 381,154
Loans held for sale 1,000 4,507
Federal Home Loan Bank and other stock, at cost 1,979 1,650
Foreclosed real estate 3,882 4,674
Premises and equipment 15,174 14,841
Accrued interest receivable 2,595 2,363
Cash value of life insurance 7,237 7,082
Goodwill 6,472 6,472
Core deposit intangible 1,149 1,259
Other assets 1,954 3,240
Total Assets 754,235 743,658
LIABILITIES    
Noninterest-bearing 133,047 121,304
Interest-bearing 532,465 543,346
Total deposits 665,512 664,650
Advances from Federal Home Loan Bank 4,000 0
Accrued interest payable 109 133
Accrued expenses and other liabilities 3,236 3,033
Total liabilities 672,857 667,816
EQUITY    
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued 0 0
Common stock of $.01 par value per share Authorized 5,000,000 shares; issued 3,762,933 shares; outstanding 3,336,964 shares (3,337,552 in 2016) 38 38
Additional paid-in capital 39,515 39,515
Retained earnings-substantially restricted 50,767 47,051
Unearned stock compensation (235) (300)
Accumulated other comprehensive loss (500) (2,277)
Less treasury stock, at cost -425,969 shares (425,381 in 2016) (8,315) (8,297)
Total First Capital, Inc. stockholders' equity 81,270 75,730
Noncontrolling interest in subsidiary 108 112
Total equity 81,378 75,842
Total Liabilities and Equity $ 754,235 $ 743,658