Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 1,585,000	$ 1,469,000
Adjustments to reconcile net income to net cash and cash equivalents provided by operating activities:
Amortization of premiums and accretion of discounts on securities, net	186,000	176,000
Depreciation and amortization expense	289,000	171,000
Deferred income taxes	165,000	351,000
Stock compensation expense	21,000	17,000
Increase in cash value of life insurance	(35,000)	(33,000)
Gain on life insurance	0	(110,000)
Provision for loan losses	75,000	0
Proceeds from sales of loans	10,886,000	8,249,000
Loans originated for sale	(9,195,000)	(6,498,000)
Gain on sale of loans	(250,000)	(308,000)
Decrease (increase) in accrued interest receivable	(229,000)	9,000
Decrease in accrued interest payable	(15,000)	(3,000)
Net change in other assets/liabilities	(691,000)	648,000
Net Cash Provided By Operating Activities	2,792,000	4,138,000
CASH FLOWS FROM INVESTING ACTIVITIES
Investment in interest-bearing time deposits	(500,000)	(990,000)
Proceeds from maturities and sales of interest-bearing time deposits	745,000	245,000
Purchase of securities available for sale	(62,112,000)	(7,336,000)
Proceeds from maturities of securities available for sale	36,300,000	5,213,000
Principal collected on mortgage-backed obligations	2,773,000	3,150,000
Net decrease in loans receivable	1,395,000	3,101,000
Proceeds from sale of foreclosed real estate	508,000	0
Purchase of premises and equipment	(591,000)	(212,000)
Net Cash Provided By (Used In) Investing Activities	(21,482,000)	3,171,000
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in deposits	19,008,000	(1,406,000)
Dividends paid	(701,000)	(576,000)
Net Cash Provided By (Used In) Financing Activities	18,307,000	(1,982,000)
Net Increase (Decrease) in Cash and Cash Equivalents	(383,000)	5,327,000
Cash and cash equivalents at beginning of period	109,174,000	33,243,000
Cash and Cash Equivalents at End of Period	$ 108,791,000	$ 38,570,000