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Consolidated Statements of Income (Unaudited) - USD ($)
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
INTEREST INCOME    
Loans, including fees $ 5,148,000 $ 3,930,000
Securities:    
Taxable 751,000 262,000
Tax-exempt 287,000 246,000
Dividends 16,000 22,000
Other interest income 144,000 36,000
Total interest income 6,346,000 4,496,000
INTEREST EXPENSE    
Deposits 500,000 243,000
Total interest expense 500,000 243,000
Net interest income 5,846,000 4,253,000
Provision for loan losses 75,000 0
Net interest income after provision for loan losses 5,771,000 4,253,000
NONINTEREST INCOME    
Service charges on deposit accounts 924,000 774,000
Commission and fee income 125,000 99,000
Gain on sale of loans $ 250,000 308,000
Mortgage brokerage fees 13,000
Increase in cash value of life insurance $ 35,000 33,000
Other income 34,000 137,000
Total noninterest income 1,368,000 1,364,000
NONINTEREST EXPENSE    
Compensation and benefits 2,717,000 2,010,000
Occupancy and equipment 428,000 311,000
Data processing 537,000 424,000
Professional fees 192,000 201,000
Advertising 92,000 69,000
Other expenses 1,024,000 664,000
Total noninterest expense 4,990,000 3,679,000
Income before income taxes 2,149,000 1,938,000
Income tax expense 564,000 469,000
Net Income 1,585,000 1,469,000
Less: net income attributable to the noncontrolling interest in subsidiary 3,000 3,000
Net Income Attributable to First Capital, Inc. $ 1,582,000 $ 1,466,000
Earnings per common share attributable to First Capital, Inc.:    
Basic (in dollars per share) $ 0.47 $ 0.53
Diluted (in dollars per share) 0.47 0.53
Dividends per share on common shares (in dollars per share) $ 0.21 $ 0.21