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Consolidated Balance Sheets (Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2015
Dec. 31, 2014
ASSETS    
Cash and due from banks $ 10,121 $ 13,653
Interest bearing deposits with banks 855 865
Federal funds sold 13,435 18,725
Total cash and cash equivalents 24,411 33,243
Interest-bearing time deposits 11,635 8,270
Securities available for sale, at fair value 95,210 100,226
Securities-held to maturity 5 6
Loans, net 305,082 300,603
Loans held for sale 324 1,608
Federal Home Loan Bank stock, at cost 1,550 2,241
Foreclosed real estate 516 78
Premises and equipment 10,236 10,208
Accrued interest receivable 1,523 1,580
Cash value of life insurance 6,036 6,161
Goodwill 5,386 5,386
Other assets 3,305 3,151
Total Assets 465,219 472,761
Deposits:    
Noninterest-bearing 73,502 73,042
Interest-bearing 329,084 339,594
Total deposits 402,586 412,636
Accrued interest payable 90 127
Accrued expenses and other liabilities 2,943 2,765
Total liabilities 405,619 415,528
EQUITY    
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued 0 0
Common stock of $.01 par value per share Authorized 5,000,000 shares; issued 3,182,916 shares, (3,164,416 in 2014); outstanding 2,758,586 shares, (2,740,502 in 2014) 32 32
Additional paid-in capital 24,766 24,313
Retained earnings-substantially restricted 42,587 40,229
Unearned stock compensation (400) 0
Accumulated other comprehensive income 770 800
Less treasury stock, at cost - 424,330 shares (423,914 in 2014) (8,263) (8,253)
Total First Capital, Inc. stockholders' equity 59,492 57,121
Noncontrolling interest in subsidiary 108 112
Total equity 59,600 57,233
Total Liabilities and Equity $ 465,219 $ 472,761