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Consolidated Statements of Income (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
INTEREST INCOME        
Loans, including fees $ 4,057 $ 4,011 $ 11,931 $ 11,860
Securities:        
Taxable 289 307 909 970
Tax-exempt 249 287 813 821
Federal Home Loan Bank dividends 27 25 92 74
Federal funds sold and interest bearing deposits with banks 24 19 66 54
Total interest income 4,646 4,649 13,811 13,779
INTEREST EXPENSE        
Deposits 278 355 858 1,145
Retail repurchase agreements 0 7 12 22
Advances from Federal Home Loan Bank 2 46 5 139
Total interest expense 280 408 875 1,306
Net interest income 4,366 4,241 12,936 12,473
Provision for loan losses 75 100 190 575
Net interest income after provision for loan losses 4,291 4,141 12,746 11,898
NONINTEREST INCOME        
Service charges on deposit accounts 816 823 2,361 2,327
Commission income 237 102 435 297
Gain on sale of securities 0 8 54 29
Gain on sale of mortgage loans 180 194 499 675
Mortgage brokerage fees 15 20 29 37
Increase in cash surrender value of life insurance 35 38 112 122
Other income 155 26 214 74
Total noninterest income 1,438 1,211 3,704 3,561
NONINTEREST EXPENSE        
Compensation and benefits 1,957 1,757 5,628 5,232
Occupancy and equipment 298 281 910 880
Data processing 404 373 1,168 1,084
Professional fees 138 164 436 534
Advertising 82 80 215 189
Other operating expenses 712 615 1,882 1,979
Total noninterest expense 3,591 3,270 10,239 9,898
Income before income taxes 2,138 2,082 6,211 5,561
Income tax expense 611 653 1,862 1,721
Net Income 1,527 1,429 4,349 3,840
Less: net income attributable to noncontrolling interest in subsidiary 3 3 10 10
Net Income Attributable to First Capital, Inc. $ 1,524 $ 1,426 $ 4,339 $ 3,830
Earnings per common share attributable to First Capital, Inc.        
Basic (in Dollars per share) $ 0.56 $ 0.51 $ 1.57 $ 1.38
Diluted (in Dollars per share) $ 0.56 $ 0.51 $ 1.57 $ 1.38
Dividends per share (in Dollars per share) $ 0.21 $ 0.20 $ 0.63 $ 0.60