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Consolidated Balance Sheets (Unaudited) (USD $)
In Thousands, unless otherwise specified
Sep. 30, 2014
Dec. 31, 2013
ASSETS    
Cash and due from banks $ 9,918 $ 10,058
Interest bearing deposits with banks 3,822 467
Federal funds sold 6,423 611
Total cash and cash equivalents 20,163 11,136
Interest-bearing time deposits 6,635 4,425
Securities available for sale, at fair value 100,491 108,762
Securities-held to maturity 7 9
Loans, net 302,275 288,506
Loans held for sale 1,039 1,611
Federal Home Loan Bank stock, at cost 2,820 2,820
Foreclosed real estate 58 466
Premises and equipment 10,334 10,347
Accrued interest receivable 1,607 1,716
Cash value of life insurance 6,123 6,332
Goodwill 5,386 5,386
Other assets 3,354 2,868
Total Assets 460,292 444,384
Deposits:    
Noninterest-bearing 71,998 56,436
Interest-bearing 329,051 317,394
Total deposits 401,049 373,830
Retail repurchase agreements 0 9,310
Advances from Federal Home Loan Bank 0 5,500
Accrued interest payable 154 192
Accrued expenses and other liabilities 2,799 2,213
Total liabilities 404,002 391,045
EQUITY    
Preferred stock of $.01 par value per share Authorized 1,000,000 shares; none issued 0 0
Common stock of $.01 par value per share Authorized 5,000,000 shares; issued 3,164,416 shares; outstanding 2,740,502 shares (2,784,088 in 2013) 32 32
Additional paid-in capital 24,313 24,313
Retained earnings-substantially restricted 39,550 36,947
Accumulated other comprehensive income (loss) 540 (720)
Less treasury stock, at cost - 423,914 shares (380,328 shares in 2013) (8,253) (7,345)
Total First Capital, Inc. stockholders' equity 56,182 53,227
Noncontrolling interest in subsidiary 108 112
Total equity 56,290 53,339
Total Liabilities and Equity $ 460,292 $ 444,384