EX-23.3 12 ex23_3.txt EXHIBIT 23.3 RP Financial, LC. ---------------------------------------------- Financial Services Industry Consultants September 10, 2003 Boards of Directors Provident Bancorp, MHC Provident Bancorp, Inc. Provident Bank 400 Rella Boulevard Montebello, New York 10901 Members of the Boards: We hereby consent to the use of our firm's name in the Form AC Application for Conversion, the Registration Statement on Form S-1, and in the Registration Statement on Form S-4 for Provident Bancorp, Inc., in each case as amended and supplemented. We also hereby consent to the inclusion of, summary of and references to our Appraisal and our statement concerning subscription rights in such filings including the prospectus of Provident Bancorp, Inc. and the Joint Proxy Statement/Prospectus of Provident Bancorp, Inc. and E.N.B. Holding Company, Inc. Sincerely, /s/ RP FINANCIAL, LC. RP FINANCIAL, LC. -------------------------------------------------------------------------------- Washington Headquarters Rosslyn Center Telephone: (703) 528-1700 1700 North Moore Street, Suite 2210 Fax No: (703) 528-1788 Arlington, VA 22209 Toll-Free No.: (866) 723-0594 www.rpfinancial.com E-Mail: mail@rpfinancial.com