SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

       Date of Report (Date of earliest event reported): February 15, 2006

                           PROVIDENT NEW YORK BANCORP
                          ----------------------------
               (Exact Name of Registrant as Specified in Charter)

         Delaware                       0-25233                  80-0091851
  ---------------------------      -----------------          ---------------
(State or Other Jurisdiction)    (Commission File No.)       (I.R.S. Employer
      of Incorporation)                                      Identification No.)


400 Rella Boulevard, Montebello, New York                             10901
-----------------------------------------                             -----
(Address of Principal Executive Offices)                            (Zip Code)

Registrant's telephone number, including area code:  (845) 369-8040
                                                     --------------



                                 Not Applicable
                                ---------------
          (Former name or former address, if changed since last report)

Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[  ] Written communications  pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[  ] Soliciting  material  pursuant to Rule 14a-12 under the Exchange Act (17
     CFR 240.14a-12)

[  ] Pre-commencement  communications  pursuant  to Rule  14d-2(b)  under the
     Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement  communications  pursuant  to Rule  13e-4(c)  under the
     Exchange Act (17 CFR 240.13e-4(c))










Item 7.01.        Regulation FD Disclosure
                  -----------------------

     On February 16, 2006, the Registrant will utilize a slideshow at its annual
meeting  of  stockholders,   which  will  discuss  the  Registrant's   financial
performance and  strategies.  The text of the slideshow will be available on the
Registrant's website beginning February 16, 2006.

Item 9.01.        Financial Statements and Exhibits
                  --------------------------------

         None.











                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
Registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                                 PROVIDENT NEW YORK BANCORP



DATE: February 15, 2006             By:          \s\ Paul A. Maisch
                                                 -------------------------------
                                                 Paul A. Maisch
                                                 Executive Vice President and
                                                 Chief Financial Officer